Low-Risk Ways to Earn More on Your Savings

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Not too long ago, a conservative investor could easily earn 5% in an insured bank account, or 8% on risk-free Treasury bills.

But as today’s savers are only too well aware, those days are long gone. Today, banks are paying nothing, or close to it. And Treasury notes? Agree to lock up your savings for 10 years, and Uncle Sam will still offer you less than 2%.

So, what’s a saver, especially one close to retirement, supposed to do?

That’s the topic of this week’s “Money!” podcast. We’re going to explore some ideas, and see what we can earn by sticking our necks out a little — but not too much.

As usual, my co-host will be financial journalist Miranda Marquit. Listening in and sometimes contributing is producer Aaron Freeman, and our special guest is Roger Whitney, star of the Retirement Answer Man podcast and president of Agile Retirement Management.

Sit back, relax and listen to this week’s “Money!” podcast:

Not familiar with podcasts?

A podcast is basically a radio show you can listen to anytime, either by downloading it to your smartphone or other device, or by listening online.

They’re totally free. They can be any length (ours are typically about a half-hour), feature any number of people and cover any topic you can possibly think of. You can listen at home, in the car, while jogging or, if you’re like me, when riding your bicycle.

You can listen to our latest podcasts here or download them to your phone from any number of places, including Apple, Spotify, RadioPublic, Stitcher and RSS.

If you haven’t listened to a podcast yet, give it a try, then subscribe to ours. You’ll be glad you did!

Show notes

Want more information? Check out these resources:

About me

I founded Money Talks News in 1991. I’m a CPA, and I have also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

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