7 Sly Ways to Save Money at Target

Shoppers turn to the famous Target bull's-eye to save money on everyday purchases. But there are plenty of ways you can further cut those costs.

7 Sly Ways to Save Money at Target Photo by Jonathan Weiss / Shutterstock.com

If you really enjoy perusing the aisles at Target, you’re not alone.

Target is among America’s favorite places to shop. The discount retailer ranks eighth among all U.S. retailers in sales, right behind Amazon, according to the National Retail Federation.

Shoppers turn to the famous Target bull’s-eye because they aim to save money on everyday purchases. But there are many hidden ways to chip away at Target’s already-low prices.

Following are seven overlooked ways to save at Target.

1. Buy discounted gift cards

Buying gift cards for less than their face value, which you can do at online marketplaces like Cardpool.com and Raise.com, can save you cash every time you use them on a Target purchase.

For example, Cardpool was recently selling Target gift cards for 5.5 percent off their face value.

In essence, if you buy one of those gift cards, it means you are getting an extra 5.5 percent off anything you buy at Target when you use the card. It’s a no-brainer.

To learn more about how discounted gift card sites work, check out “How Unwanted Gift Cards Saved Me $300 Last Year.”

2. Sign up for a REDcard

The retail giant offers two REDcards — a debit card and a store credit card. They boast three major benefits:

  • An extra 5 percent off purchases in Target stores and at Target.com
  • Free shipping on most items purchased at Target.com
  • An extra 30 days to make returns

Of course, it’s important to note that every time you open a new credit card account, you risk hurting your credit score slightly. And that is something you need to weigh before signing up for a REDcard, especially if you plan to take out a mortgage or other loan and need your credit score to be in tip-top shape.

But also remember that the drop in your credit score is only temporary, and it may be worth the small ding to your credit if you shop at Target often. We’re talking 5 percent off every purchase here, people.

3. Use a cash-back portal

If you plan to shop at Target online, make sure to stop at your favorite cash-back portal before making any purchases. For example, log on to Ebates.com first and you’ll generally earn at least an additional 1 percent cash back on your Target purchases.

To learn more about how cash-back portals work, check out “4 Websites That Pay You to Go Shopping.”

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