Latest Posts
Viewer Question: Emergency Savings: Bank Account or Savings Bonds?
In an emergency, should you use the money in your savings account or cash in your savings bonds?
Way to Save #122: Don't Lease Phones
Stop leasing. You’ll usually save money by buying your own phones.
The CARD Act: What Congress Forgot To Fix
When Congress passed the Credit Card Accountability, Responsibility and Disclosure Act (CARD), they forgot to fix a few things.
Way to Save #121: Use The Internet
Email is free. Long distance calling isn’t (unless you also do that on the Internet!) The Internet is also a great free way to find numbers instead of using directory assistance. But if you are going to use directory assistance, your local one (411) is almost always cheaper than the national ones you see advertised … Continued
Way to Save #120: Oven Etiquette
Use energy saving appliances like microwaves, pressure cookers and toaster ovens instead of always using the oven or stove. You can buy ‘em cheap at yard sales. Turn off your electric burner three minutes before the rice or pasta recipe calls for: it’ll stay hot that long. Same with your oven. And if you are … Continued
Way to Save #119: Refrigerator Etiquette
If you’re buying a new refrigerator, remember that top mounted freezers are cheaper to operate than side-by-sides, and don’t buy more refrigerator than you need. Automatic ice makers add about $200 to the initial cost of a refrigerator, cost about $50 a year to operate and are the first thing to break. If your refrigerator … Continued
Way to Save #118: Wash With Cold Water
Be cool. Using cold water only can save you 90% of the cost of washing your clothes. Disconnect the hot water hose.
Fed Finally Stops Overdraft Fees on Debit Cards…Kind of
If you used your debit card to buy a $3 latte when there was only $2.95 in your account, you were suddenly drinking a $33 latte.
Way to Save #117: Air Dry Your Clothes
If you’ve got a decent sized family, hanging your clothes out to dry can save you $40 a month in electricity.
3 Tips for Lower Lawyer Bills
You may need a lawyer, but you don’t need to pay a lot.
Way to Save #116: Save A Load
Every load of wash uses between 25 and 50 gallons of water. The same is true of your dishwasher. And you shouldn’t need to soak or pre-wash dishes unless the food is burned or otherwise stuck on. By the way, the amount of detergent you use for both clothes and dish washing could probably be … Continued
5 Ways to Save on Thanksgiving Dinner
Don’t “starve” your budget this Thanksgiving with 5 ways to save on your Thanksgiving dinner.
Way to Save #115: Don't Waste Water
You don’t need to run the water while you’re shaving or brushing your teeth, so turn it off whenever you can.
Way to Save #114: Water Early
Try to water your lawn between 6 and 8 AM. That minimizes evaporation.
Don’t Shop: Swap!
Real bargain hunters know: the secret is in the swap.
Way to Save #113: Think Low Flow
Put your water on restriction. Low-flow showerheads can save a family up to $200 per year by reducing water flow by up to 50%.
Way to Save #112: Dress For Success
Don’t try to stay dressed in shorts all winter long. Wear clothing appropriate to the season, and adjust your thermostat accordingly.
Way to Save #111: Use Your Fireplace
Wood is still usually cheaper than gas. But be sure and close your flue tightly when you’re not using it, and make sure the fit is snug. Caulk around the hearth. If you don’t use your fireplace at all, plug and seal your chimney flue.
Holiday Air Travel Tips
Tips for travelers during the busiest travel time of the year.
Way to Save #110: The Furnace Pilot Light
Turn off your furnace pilot light in the summer. You can also save by turning off your stove’s pilot light and using a lighter.
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