The Foreclosure Freeze – What It Means and Why It Matters

on October 20, 2010

You’ve seen the headlines about banks stopping foreclosures – but if you haven’t yet realized the implications for every American, this is a story you don’t want to miss.

Feds Sue, Settle with Credit Card Companies – How it Affects You

on December 19, 2011

On Monday, the Justice Department sued Visa, MasterCard, and American Express for anti-competitive practices. A proposed settlement aims to end anti-competitive practices and allow customers to save money, but it is likely to also have unintended consequences for consumers.

Ask Stacy: My Wife Ran Up My Credit Cards Without Telling Me

on January 31, 2018

My wife ran up my credit cards behind my back – now we’ve got debts we can’t pay. What should I do?

UPDATE – Congress Acts to Outlaw Home Resale Fee

on October 1, 2010

How would you feel if you had to pay your home-builder 1% of the sales price of your house – 99 years after it was built? If you own a home – or think you might some day – read this.

7 Reasons You Should Join a Credit Union This Week

on December 19, 2011

When it comes to making more or spending less, some things are a no-brainer. Here are 7 reasons why joining a credit union is one of those things.

Viewer Question: Can I Negotiate Debts Myself?

on September 29, 2010

This reader has a good question: can I negotiate my own debts to get balances lowered – and while I’m at it, is it possible to get my creditors to remove the negative marks on my credit history?

No More Overdraft Protection? 5 Tips to Protect Yourself

on December 19, 2011

If you didn’t opt in the optional overdraft protection this summer, your bank can no longer charge you $30 for overdrawing your debit card – instead, it will be rejected. Here are 5 tips to save both face and hassle.

Beware Small Business Credit Cards

on December 19, 2011

The CARD Act made credit cards much more consumer-friendly. The problem? Not all credit cards are covered by the law – something that hasn’t escaped the notice of issuers.

Best New Car Deals – and 7 Tips to Drive a Hard Bargain

on September 13, 2010

There are some great deals out there on new cars. Here’s where to find them, along with buying tips that could save you thousands.

How to Teach Your Teens to Avoid Debt

on September 10, 2010

A new study shows teenagers don’t understand the value of money. And guess who’s to blame for that? But parents can fix the problem with these helpful tips.

Convenience Checks: the Crack Cocaine of Credit?

on December 19, 2011

They’re called “convenience checks,” but for the vast majority of recipients, there’s nothing convenient about them. For those who have a problem with debt, they’re temptation. For everyone else, they’re a nuisance.

Ready, Set… Sue! Forced Arbitration Fading

on December 19, 2011

You may not realize it, but you probably can’t sue your credit card company, along with a host of other businesses, ranging from your health club to your cell phone provider. But that may be ending – here’s why it matters.

Helping Your Kid Financially Prepare for College

on August 15, 2010

It is almost time for your high school graduate to leave for college. Talking with your son or daughter about budgets, credit cards, and the dangers of debt should be part of the preparation in sending them off into a life on their own.

Are You In or Out? Just a Few More Days to Decide

on December 19, 2011

Starting next week, if you want overdraft protection for your debit card, you must “opt in.” But should you?

Online Alerts a Must for Card Users

on November 7, 2012

Are you using online alerts to avoid over-the-limit fees and prevent fraud? If you’re not, you should!

Taxes: Death of the Refund Anticipation Loan?

on August 9, 2010

IRS stops aiding and abetting tax preparers in making high interest loans to those Americans who can least afford them.

8 Reasons You Should Love Credit Cards

on December 19, 2011

Paper or plastic? That used to be what the cashier asked when bagging your groceries. These days the same question could apply about paper money vs credit cards. Here are eight reasons why plastic is the right answer.

New Rules Could Erase Debt Settlement Industry

on December 19, 2011

In a victory for consumers, this October it’s going to be a lot tougher to be in the debt settlement business.

Financial Reform: Signature Today, But Few Changes Tomorrow

on December 19, 2011

The President will sign into law the most sweeping reforms to our nation’s financial system in 75 years, but don’t expect changes overnight.

4 Ways You Lose From Financial Reform

on December 19, 2011

The recently-enacted financial regulatory reform bill bashes the profitability of banks in numerous ways. Is there any doubt they’ll try to make up for it at your expense?

1,581 - 1,600 of 1,657