Search Results for 'bank fees'
Tips to Help Recent Grads Build Credit
Stacy Johnson CPA on June 14, 2010
Whether starting out or starting over, building a solid credit history is the key to better borrowing. Here’s how to do it right.
Credit Card Changes in Store?
Stacy Johnson CPA on December 19, 2011
With the passage of last year’s CARD act, consumers won major concessions from credit card companies. Now it may be your local merchant’s turn.
United/Continental Merger: Good for Airlines, Not Consumers
Stacy Johnson CPA on August 27, 2010
The United/Continental merger may be just another boring business deal. Or it may mark the beginning of a trend to higher ticket prices.
GAO: Debt Settlement Industry Defrauds Consumers
Stacy Johnson CPA on August 27, 2010
The Government Accountability Office recently called up 20 debt settlement companies, pretending to be consumers in need of help. What they found was an industry rampant with fraud.
Traveling Overseas? Pack the Proper Plastic
LowCards.com on November 7, 2012
When it comes to fees, there are some cards you’d really rather leave home without. Here’s a look at some of the best… and worst… cards for international travel.
Latest US Export? Consumer Protection
Stacy Johnson CPA on December 19, 2011
There’s an old expression: “When the US sneezes, the rest of the world catches a cold.” Our recent housing crisis and recession quickly spread around the world. Now we’re exporting something a little more pleasant: consumer protection.
Tips on Avoiding Five (More) Consumer Problems
Stacy Johnson CPA on June 16, 2010
Every year hundreds of thousands of consumers complain to the FTC. Looking at the list of the most popular consumer complaints is a great way to make sure you never become one of them.
Will Credit Counseling Hurt My Credit Score?
Stacy Johnson CPA on April 6, 2010
Question from a viewer: If you go to a credit counselor for help, how it will affect your credit history and credit score?
Using Savings Bonds as Tax-Free College Savings? 7 Things to Know First
Stacy Johnson CPA on March 28, 2010
There are exceptions to nearly every rule. But the rule allowing you to earn tax-free interest on EE savings bonds when used for education seems to have more exceptions than most. Before you buy EE bonds for education, read this first!
Health Care Reform: 8 Positive Changes
Stacy Johnson CPA on March 4, 2021
While health care reform is not yet a done deal, odds are good it’s going to become law. So whether you were for it or against it, it’s time to understand it. Today we’ll look at eight positives arising from the bill that could make your health insurance healthier.
New Credit Card Statements Could Help Consumers Decrease Debt
LowCards.com on November 7, 2012
The new credit cards statements can help you pay off your credit card debt faster by showing you how long it will take and how much extra interest you’ll pay if you only send in the minimum.
Abused by a Debt Collector? Get a Free Lawyer
Jim Robinson on September 29, 2020
Just because you owe money, doesn’t mean debt collectors can treat you like a doormat. If they are, you might be able to turn the tables with a free lawyer.
4 Tips to Escape from Debt Prison
Jim Robinson on June 16, 2010
The most popular ways people deal with their debts and how to figure out which will work best for you.
Before The Credit CARD Act, A Pound of Flesh
LowCards.com on December 19, 2011
No, it wasn’t your imagination. Your bank probably did raise rates and fees prior to submitting to the consumer protections enacted by the new law that went into force on February 22, 2010. And when you see the details, your blood will boil. Especially in light of the fact that taxpayers bailed out some of the same institutions now sticking it their customers.
Debt Settlement Company Bites Back
Stacy Johnson CPA on December 19, 2011
Debt settlement is a controversial technique to pay less than what you owe. Read this recent email exchange between me and the owner of a debt settlement company and you’ll see what I mean.
New Credit Card Statements: Coming Soon
Stacy Johnson CPA on December 19, 2011
Thanks to the CARD Act, you’re going to have new rights, credit card companies will have fewer, and it’s all going to be spelled out in language that’s a lot easier to understand.
Citi Adds $60 Annual Fee to More Credit Card Accounts
Dan Schointuch on December 19, 2011
One week before the CARD Act goes into effect, Citi has added an annual fee to more accounts on many of its popular credit cards.
Difference Between a Loan Shark and a Tax Refund Loan? Not Much.
Stacy Johnson CPA on November 7, 2012
Just because the name is national, the people are friendly and the decor is nice doesn’t mean you can trust your tax preparation service to do the right thing. The rates many preparers charge on refund anticipation loans makes them little more than loan sharks. If you don’t use these loans, you know someone that does. So check out this story, then share it.
Transferring a Credit Card Balance: A Good Idea?
LowCards.com on June 17, 2010
More consumers are now considering a balance transfer due to the rising interest rates on their existing cards. But is this a good idea?
Should You Consider Debt Settlement?
Stacy Johnson CPA on November 18, 2015
Debt settlement, an industry plagued by controversy, promises to rid you of your debt. But is it worth the cost?
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