Search Results for 'bank fees'
Health Care Reform: 8 Positive Changes
Stacy Johnson CPA on March 4, 2021
While health care reform is not yet a done deal, odds are good it’s going to become law. So whether you were for it or against it, it’s time to understand it. Today we’ll look at eight positives arising from the bill that could make your health insurance healthier.
New Credit Card Statements Could Help Consumers Decrease Debt
LowCards.com on November 7, 2012
The new credit cards statements can help you pay off your credit card debt faster by showing you how long it will take and how much extra interest you’ll pay if you only send in the minimum.
Abused by a Debt Collector? Get a Free Lawyer
Jim Robinson on September 29, 2020
Just because you owe money, doesn’t mean debt collectors can treat you like a doormat. If they are, you might be able to turn the tables with a free lawyer.
4 Tips to Escape from Debt Prison
Jim Robinson on June 16, 2010
The most popular ways people deal with their debts and how to figure out which will work best for you.
Before The Credit CARD Act, A Pound of Flesh
LowCards.com on December 19, 2011
No, it wasn’t your imagination. Your bank probably did raise rates and fees prior to submitting to the consumer protections enacted by the new law that went into force on February 22, 2010. And when you see the details, your blood will boil. Especially in light of the fact that taxpayers bailed out some of the same institutions now sticking it their customers.
Debt Settlement Company Bites Back
Stacy Johnson CPA on December 19, 2011
Debt settlement is a controversial technique to pay less than what you owe. Read this recent email exchange between me and the owner of a debt settlement company and you’ll see what I mean.
New Credit Card Statements: Coming Soon
Stacy Johnson CPA on December 19, 2011
Thanks to the CARD Act, you’re going to have new rights, credit card companies will have fewer, and it’s all going to be spelled out in language that’s a lot easier to understand.
Citi Adds $60 Annual Fee to More Credit Card Accounts
Dan Schointuch on December 19, 2011
One week before the CARD Act goes into effect, Citi has added an annual fee to more accounts on many of its popular credit cards.
Difference Between a Loan Shark and a Tax Refund Loan? Not Much.
Stacy Johnson CPA on November 7, 2012
Just because the name is national, the people are friendly and the decor is nice doesn’t mean you can trust your tax preparation service to do the right thing. The rates many preparers charge on refund anticipation loans makes them little more than loan sharks. If you don’t use these loans, you know someone that does. So check out this story, then share it.
Transferring a Credit Card Balance: A Good Idea?
LowCards.com on June 17, 2010
More consumers are now considering a balance transfer due to the rising interest rates on their existing cards. But is this a good idea?
Should You Consider Debt Settlement?
Stacy Johnson CPA on November 18, 2015
Debt settlement, an industry plagued by controversy, promises to rid you of your debt. But is it worth the cost?
Help With Debt: Credit Counseling
Stacy Johnson CPA on February 18, 2010
If you need help getting out of debt, here’s where to find it.
Tips for Applying for a Credit Card
LowCards.com on June 17, 2010
When you’re shopping for credit cards, it pays to know which type of consumer you are.
Credit Card Predictions for 2010
LowCards.com on June 17, 2010
Seven predicted changes to the credit card industry coming in 2010.
The End of Free Checking?
Money Talks News on December 19, 2011
While new regulations may mean the end of your bank’s free checking accounts, there are still ways to get free checking.
2009: A Turbulent Year for Credit Card Issuers and Cardholders
LowCards.com on June 17, 2010
This past year has been one of the most turbulent years in the history of the credit card industry for both issuers and cardholders.
Five Things to Know About Gift Cards
Money Talks News on November 30, 2009
We all love gift cards, they’re easy to give and even easier to get. But, there’s a cost to the convenience… fine print. Here’s what you need to know to make your gift card buying experience a good one.
The CARD Act: What Congress Forgot To Fix
Money Talks News on November 20, 2009
When Congress passed the Credit Card Accountability, Responsibility and Disclosure Act (CARD), they forgot to fix a few things.
Way to Save #77: Give Yourself Credit
Life or Debt on December 19, 2011
If you’re going to have credit cards, get the best possible deals. If you pay off your balance every month, get a card with no fee. If you don’t, get the lowest possible interest rate, but don’t forget to include any annual fees in the interest price you’re paying. You can find good credit card … Continued
Way to Save #74: Ask And You Might Receive
Life or Debt on December 19, 2011
Years ago, Money Magazine called 10 credit card lenders and merely asked them to lower their interest rates. Three out of 10 did it! This could work in all areas of banking. If your bank is charging you high interest or high fees, try saying something like, “Gee, I’ve banked here for years, but I … Continued
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