Retiring comfortably — never mind wealthy — may seem out of reach to many people, given current savings rates. Consider that median savings accumulated by workers ages 51 through 60 years is $49,000, while the number for people ages 30 through 40 is $30,000, according to professional services firm Towers Watson.
Don’t let the statistics scare you. With a little advance planning and self-discipline, you can have a golden nest egg at retirement. Here’s how: