1. Paying ATM fees
Many people often pay several dollars for the privilege of withdrawing their money from an ATM. This may be convenient, but it’s unnecessary. There are multiple ways to avoid this charge.
A simple solution is to carry more cash so you don’t have to worry about finding an ATM. You also can ask for cash back when you make a debit card purchase at a supermarket or a drugstore. Just be sure that there isn’t a fee attached.
A longer-term solution is to move your checking account to a new bank. Choose one that has numerous branches and ATM locations so you can make free withdrawals more easily. Or, choose an online bank that will let you use any ATM and will waive or reimburse you for ATM fees you incur.