How to Save on Every Type of Insurance

Car insurance

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Every state in the nation minus one (looking at you, New Hampshire) requires drivers to maintain auto insurance, and laws regarding minimum coverage requirements vary. Insurers typically offer plans ranging from basic coverage that provides only personal injury protection to comprehensive coverage that will replace a vehicle if it’s stolen or destroyed in an accident or natural disaster.

Raising your deductible is an easy way to save money. You can also compare rates on a website like Squeeze. Or consider using one of the following companies.

  • The Zebra: You can peruse quotes from more than 200 insurance companies using The Zebra’s real-time comparison engine. The website also offers an InsurabilityScore that calculates how easily you can find coverage, and a RateAnalyzer to pinpoint which factors are most likely to drive up your premiums. In addition to car insurance, you can search home, renters and recreational vehicle insurance products on The Zebra.
  • Gabi: With Gabi, you send in your existing car insurance policy, and the company will search for a better deal. The free service says sign-up takes a minute and users can save as much as 30 percent off their auto, home and renters policies. Money Talks News’ CEO recently gave the service a test drive, with a remarkable results. Check out: “How I Saved $546 on Car Insurance Without a Single Phone Call.”
  • MetroMile: Currently available in eight states, including California and Illinois, MetroMile is an insurance solution for low-mileage drivers. Customers pay a low base rate — starting at $29 a month — and then an additional price per mile driven. The company tracks mileage using a device installed under the dashboard, and monthly bills can change depending on how much you drive.

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