It’s Worth Paying Extra for These 14 Items

1. Adequate auto insurance

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Having the right vehicle insurance protects you from a financial calamity resulting from an auto accident, regardless of who’s at fault. Auto insurance policies have several types of coverage, including comprehensive and collision, liability, personal injury protection and uninsured motorist coverage. Depending on your circumstances and your vehicle, you may be able to cut back on some components.

But don’t cut crucial parts, like liability coverage, to save money. Liability “is one area of your car policy where you don’t want to scrimp,” says Money Talks News founder Stacy Johnson. Another safe way to lower costs is opting for a higher deductible.

It’s not really complicated. Stacy’s short article tells how to buy auto insurance, including what parts of coverage it’s safe to drop and when. You can easily comparison shop on free sites like Gabi and The Zebra.

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