Skip to main content
  30+ years of personal finance
  1. Home
  2. /More
  3. /Social Security Reports Short 7-Minute Phone Waits, but That’s Not the Whole Truth
  • Sign up
  • Sign in
Money Talks News
  • Popular
  • Latest
    • Make
    • Save
    • Borrow
    • Grow
    • Live
    • More
  • Deals
    • Automotive
    • Clothing & Accessories
    • Computers
    • Electronics
    • Everything Else
    • Financial Services
    • Gaming & Toys
    • Health & Beauty
    • Home & Garden
    • Movies, Music & Books
    • Office & Supplies
    • Special Occasion
    • Sports & Fitness
    • Store Events
    • Travel & Entertainment
  • Podcasts
  • Solutions
  • Academy
  • Subscribe to our newsletter
  • Follow us on Facebook
  • Follow us on Instagram
  • Follow us on X
  • Search our site
Halloween decorations at Costco15 New Products at Costco in October 2026
Money in a Minute for the Week Ending Feb. 20Money in a Minute for the Week Ending Feb. 20
Puzzled woman looking into her refrigerator11 Kitchen Staples That Go Bad Faster Than You Think

Social Security Reports Short 7-Minute Phone Waits, but That’s Not the Whole Truth

Here is what the inspector general counted instead, and how to skip the line if you need to.

Kendall Blythe

Kendall Blythe

Over two decades making money matters clear, practical and relatable.

October 9, 2026 • Advertising Disclosure

Share on Facebook Share on X Share by Email Printable version available to members PDF version available to members
  Add as a preferred source on Google
USA TODAY Network / Reuters

Social Security’s phone line averaged 7 minutes of wait time by September 2025, down from 30 minutes in January 2025. However, the agency’s own inspector general found that the figure leaves out a group of callers who waited far longer.

The Social Security Administration (SSA) Office of the Inspector General’s December 2025 audit of the agency’s phone metrics found that the average speed of answer does not include time spent waiting for a callback.

When a caller accepted a callback offer, SSA counted the wait as zero. Callback waits averaged 1 hour and 49 minutes in October 2024 and 1 hour and 2 minutes in September 2025, the audit found.

The audit also reported that about 25 million calls in fiscal 2025 (October 2024 to September 2025) ended without callers receiving service, including hang-ups and unanswered callbacks. Abandoned calls peaked at 3.4 million per month in January 2025 and fell to 911,000 per month by September.

The picture is not all bad: SSA handled 68 million callers in fiscal 2025, up 65% from fiscal 2024, with employees handling about 33 million and automation handling about 35 million.

The agency’s case

Commissioner Frank Bisignano said in June 2026 that wait times on the 1-800 number had fallen from 42 minutes to under 5 minutes, Federal News Network reported. He has argued that technology, not extra headcount, is what improves service.

SSA leadership has also said the audit confirmed the accuracy of the figures the agency reports, according to Nextgov. The inspector general did not issue recommendations.

Fewer staff

SSA has about 50,000 employees, the lowest in decades, after roughly 7,000 left through separation incentives in 2025, Federal News Network reported.

The Center on Budget and Policy Priorities, a research group that has criticized the agency’s personnel policies, reported that SSA lost about 7,500 employees, or 13%, between January 2025 and January 2026, leaving it with the fewest workers since 1967.

The group also reported that fewer than 100 people were hired in 2025, the disability hearing backlog reached nearly 344,000 cases by February 2026, and local offices held 12 million unprocessed transactions.

The audit adds a wrinkle. Beginning in July 2025, roughly 1,000 field office employees each day were assigned to answer national 800-number calls, and on those days they did not do field office work. The audit did not evaluate whether that affected service at local offices.

How to avoid the phone line

A my Social Security account lets you change your address or direct deposit, print proof of benefits or tax forms, request a replacement Social Security card, review your earnings and generate benefit estimates, according to SSA. Setting one up before you need it also helps, because opening your account early can block thieves from rerouting your benefits.

If the call is only about when money arrives, check the calendar on the SSA’s website.

If you do call, a callback may spare you the hold, but the audit’s September 2025 average callback wait was about an hour, and calls that went unanswered when SSA rang back counted among those that ended without service. Keep your phone free while you wait.

See Also:
Trump Calls It ‘the Biggest Tax Cut in the History of Our Country.’ I’m a CPA — Here’s What Retirees Really Got
  Like Article
 
  Comment On
  Facebook   X   Reddit   LinkedIn

Sign up for our free newsletter!

Join our many free newsletter subscribers building wealth and destroying debt:

We'll send you simple ways to make, save, and grow your money daily.

Upgrade to an ad-free experience

As a newsletter subscriber, you're already part of the family. Members enjoy distraction-free reading, PDF downloads, and exclusive perks.

No ads • PDF downloads • 2 free eBooks • Email us questions
$50/year (Best value) $5/month
Learn more about membership benefits • Already a member? Log in
Sign up for our free newsletter!

Simple ways to make, save, and grow your money daily:

  happy subscribers    
Sign up for our free newsletter!

Join our many free newsletter subscribers building wealth and destroying debt:

Popular Topics
  • Retirement Investment
  • Surveys for Money
  • How to Make Money Online
  • Emergency Stockpile
  • Free Movie Streaming
  • Senior Discounts
Connect
  • Support & FAQs
  • Memberships
  • About
  • Advertise
  • Contact
  • Careers
Media
  • Television
  • Where We Air
  • Scripts
  • Sitemap
Legal
  • Terms
  • Privacy
  • Cookies
  • Disclaimer
  • Accessibility Statement
Editorial
  • Fact-Checking Policy
  • Ethics Policy
  • Corrections Policy
  • Ownership & Funding Info

Do Not Sell or Share My Personal Information

© 2026 Money Talks News. All Rights Reserved.
‭1 (833) 669-8557 | 1632 1st Ave #26661, New York, NY 10028

Advertising Disclosure: This site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. As an Amazon Associate, we earn from qualifying purchases.

Add a Comment
Sign up for our free newsletter!

Join our happy subscribers and sign up for our free newsletter! You'll get:

  • Tips and advice from our expert money reporters. (Our average experience is 18 years!)
  • Unexpected ways to make more and spend less, delivered to you daily.
  • The best deals and coupons to save on everything you buy.
 
 
Read Without Distractions. Save Without Limits.

As a newsletter subscriber, you've already discovered smarter ways to manage your money. A membership removes the ads and unlocks tools that help you save even more.

  • ✓No ads - distraction-free reading
  • ✓Premium experience - get more in less time
  • ✓PDF versions of all articles to keep
  • ✓2 free eBooks - a $30 value
  • ✓Member-only support - we prioritize you
  • ✓Course discounts - save on all courses
$50/year 2 months free vs. monthly $5/month Cancel anytime
Learn more about membership benefits Powered by Stripe