Tag: Ask Stacy
Ask Stacy: Should I Co-Sign My College Freshman Son’s Lease?
Stacy Johnson CPA on October 29, 2013
A reader is faced with something many of us have encountered: risking our credit to help out a loved one. Is it ever OK?
Ask Stacy: How Do I Cancel a Credit Card?
Stacy Johnson CPA on August 20, 2013
When you want to stop using a credit card, you just cut it up, right? Not quite. Here’s how to do it right.
Ask Stacy: What’s the Best Internet Provider?
Stacy Johnson CPA on August 13, 2013
More and more people are dumping pay TV and opting for online viewing instead. But to make it work, you’ll need a fast Internet connection. Here are your choices, with the pros and cons of each.
Ask Stacy: Can DirecTV Charge for Something I Didn’t Order?
Stacy Johnson CPA on July 30, 2013
If you have DirecTV, know someone who does, or are considering subscribing, read this. In fact, if you pay for TV at all, read this.
Ask Stacy: How Do Reverse Mortgages Work?
Stacy Johnson CPA on July 23, 2013
If you’re 62 or over, or know someone who is, sooner or later you’ll probably hear about reverse mortgages. Here’s what you need to know.
Ask Stacy: How Can I Dump a Timeshare?
Stacy Johnson CPA on June 25, 2013
A reader wants to get out of a timeshare she says was falsely advertised. If you’ve ever considered a timeshare, or know someone who has, here’s what you need to know.
Ask Stacy: Is This Source for Free Credit Scores For Real?
Stacy Johnson CPA on June 18, 2013
A reader thought he was getting a free credit report, but he was actually signing up with a credit repair agency. Let’s be careful out there, folks.
Ask Stacy: Should I Lend My Granddaughter Money for Law School?
Stacy Johnson CPA on May 21, 2013
Lending to family and friends has been going on since the first money was minted. Is it a good idea? That depends on who’s doing the borrowing and who’s doing the lending.
Ask Stacy: Should I Pay Off My Mortgage?
Stacy Johnson CPA on April 23, 2013
This reader has enough in savings to pay off her mortgage, but hesitates to drain her savings to do it. The math is simple, but the answer isn’t.
Ask Stacy: What’s the Best Way to Borrow For a Vandweller Lifestyle?
Stacy Johnson CPA on April 2, 2013
This reader wants to leave the normal life behind to live and work from a van. The problem? Nobody will lend him the money.
Ask Stacy: Do I Have to Pay Taxes on Forgiven Debt?
Stacy Johnson CPA on March 19, 2013
Imagine enduring a foreclosure, then adding some salt to the wound with a giant tax bill. It can happen with all types of loans and credit card debts.
Ask an Expert: What Should I Look For When Shopping Credit Cards?
Guest Blogger on February 28, 2013
The way many Americans pick their plastic is by responding to ads or a pre-approved card offer in the mail. Bad idea. If you want the perfect credit card, ask yourself these four questions.
Ask Stacy: I Can’t Afford Health Insurance. What Can I Do?
Stacy Johnson CPA on January 29, 2013
This reader is now paying nearly $900 monthly for health insurance and she can’t afford it. Here are five options.
Ask Stacy: Why Do Ebooks Cost So Much?
Stacy Johnson CPA on January 8, 2013
This reader is steamed that I charge so much for the digital editions of my books. E-books eliminate expenses ranging from paper to shipping – shouldn’t they cost less than their paper cousins?
Ask Stacy: How Can I Build Credit Without a Credit History?
Stacy Johnson CPA on December 25, 2012
It’s a catch-22 we all face when starting out: The only way to create a credit history is with credit, and you can’t get credit without a credit history.
Ask Stacy: What’s Better – Cheap Car or Great Mileage?
Stacy Johnson CPA on December 4, 2012
This reader wants to buy a classic car, but he’s concerned it will use too much gas. He shouldn’t be.
Ask Stacy: Is There Legitimate Work From Home?
Stacy Johnson CPA on November 20, 2012
This reader needs some extra income, but is understandably afraid of Internet ads that might be scams. There are legitimate work-from-home jobs, but approach carefully.
Ask Stacy: Are My Taxes About to Go Up?
Stacy Johnson CPA on November 13, 2012
An Obama victory means higher taxes. Or does it?
Ask Stacy: Will the Stock Market Fall in 2013?
Stacy Johnson CPA on November 6, 2012
This reader wants to know if I’ve heard anything about a big market drop next year, and if they can change their 401(k) without changing jobs.
Ask Stacy: How Can I Buy a Home Now?
Stacy Johnson CPA on October 16, 2012
This reader is expecting some money soon, but she wants to buy a house before it even arrives. She needs to take a breath.
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