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Ask Stacy

Ask Stacy: How Do I Cancel a Credit Card?

on January 31, 2018

When you want to stop using a credit card, you just cut it up, right? Not quite. Here’s how to do it right.

Ask Stacy: What’s the Best Internet Provider?

on January 31, 2018

More and more people are dumping pay TV and opting for online viewing instead. But to make it work, you’ll need a fast Internet connection. Here are your choices, with the pros and cons of each.

Ask Stacy: Can DirecTV Charge for Something I Didn’t Order?

on January 31, 2018

If you have DirecTV, know someone who does, or are considering subscribing, read this. In fact, if you pay for TV at all, read this.

Ask Stacy: How Do Reverse Mortgages Work?

on January 31, 2018

If you’re 62 or over, or know someone who is, sooner or later you’ll probably hear about reverse mortgages. Here’s what you need to know.

Ask Stacy: How Can I Dump a Timeshare?

on January 31, 2018

A reader wants to get out of a timeshare she says was falsely advertised. If you’ve ever considered a timeshare, or know someone who has, here’s what you need to know.

Ask Stacy: Is This Source for Free Credit Scores For Real?

on January 31, 2018

A reader thought he was getting a free credit report, but he was actually signing up with a credit repair agency. Let’s be careful out there, folks.

Ask Stacy: Should I Lend My Granddaughter Money for Law School?

on January 31, 2018

Lending to family and friends has been going on since the first money was minted. Is it a good idea? That depends on who’s doing the borrowing and who’s doing the lending.

Ask Stacy: Should I Pay Off My Mortgage?

on January 31, 2018

This reader has enough in savings to pay off her mortgage, but hesitates to drain her savings to do it. The math is simple, but the answer isn’t.

Ask Stacy: What’s the Best Way to Borrow For a Vandweller Lifestyle?

on January 31, 2018

This reader wants to leave the normal life behind to live and work from a van. The problem? Nobody will lend him the money.

Ask Stacy: Do I Have to Pay Taxes on Forgiven Debt?

on January 31, 2018

Imagine enduring a foreclosure, then adding some salt to the wound with a giant tax bill. It can happen with all types of loans and credit card debts.

Ask an Expert: What Should I Look For When Shopping Credit Cards?

on January 31, 2018

The way many Americans pick their plastic is by responding to ads or a pre-approved card offer in the mail. Bad idea. If you want the perfect credit card, ask yourself these four questions.

Ask Stacy: I Can’t Afford Health Insurance. What Can I Do?

on January 31, 2018

This reader is now paying nearly $900 monthly for health insurance and she can’t afford it. Here are five options.

Ask Stacy: Why Do Ebooks Cost So Much?

on January 31, 2018

This reader is steamed that I charge so much for the digital editions of my books. E-books eliminate expenses ranging from paper to shipping – shouldn’t they cost less than their paper cousins?

Ask Stacy: How Can I Build Credit Without a Credit History?

on January 31, 2018

It’s a catch-22 we all face when starting out: The only way to create a credit history is with credit, and you can’t get credit without a credit history.

Ask Stacy: What’s Better – Cheap Car or Great Mileage?

on January 31, 2018

This reader wants to buy a classic car, but he’s concerned it will use too much gas. He shouldn’t be.

Ask Stacy: Is There Legitimate Work From Home?

on January 31, 2018

This reader needs some extra income, but is understandably afraid of Internet ads that might be scams. There are legitimate work-from-home jobs, but approach carefully.

Ask Stacy: Are My Taxes About to Go Up?

on January 31, 2018

An Obama victory means higher taxes. Or does it?

Ask Stacy: Will the Stock Market Fall in 2013?

on January 31, 2018

This reader wants to know if I’ve heard anything about a big market drop next year, and if they can change their 401(k) without changing jobs.

Ask Stacy: How Can I Buy a Home Now?

on January 31, 2018

This reader is expecting some money soon, but she wants to buy a house before it even arrives. She needs to take a breath.

Ask Stacy: Is It Legal for Banks to Stack the Deck?

on January 31, 2018

For years it’s been common practice for banks to clear checks and debit card transactions to maximize overdraft charges. Is it legal?

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