Tag: Ask Stacy
Ask Stacy: Can I Blog for Bucks? Can I Avoid PMI?
Stacy Johnson CPA on April 3, 2012
Today we answer a couple of questions, including how to make extra money blogging and how to avoid paying for private mortgage insurance.
Ask Stacy: Roth or Regular IRA?
Stacy Johnson CPA on March 27, 2012
There are very few things you can do now to reduce your 2011 tax bill. One is to put money aside in an Individual Retirement Account, or IRA. But to decide that’s a smart move, you’ve still got to decide whether to go with a Roth or regular. Do you know the difference?
Ask Stacy: Should I Transfer to a Zero-Interest Credit Card?
Stacy Johnson CPA on March 13, 2012
Why would you pay interest on a credit card balance when you can transfer to a card with a zero-percent promotional rate?
Ask Stacy: Can a Short Sale Be Removed From My Credit History?
Stacy Johnson CPA on February 28, 2012
This former service member had to short-sale their house and wants the negative mark removed from their credit history. Reasonable? Possible?
Ask Stacy: How Can I Clean Up My Credit History?
Stacy Johnson CPA on February 21, 2012
This member of the military wants to know if he should contact old creditors to see if they’ll remove bad marks from his credit history. Is it possible?
Ask Stacy: Chase Screwed Me. Should I Sue?
Stacy Johnson CPA on February 14, 2012
This reader took out a low fixed-rate loan from Chase Bank only to see her minimum payments more than double. What can she do?
Ask Stacy: How Can I Get Ahead on $26,000 a Year?
Stacy Johnson CPA on January 31, 2012
This reader appreciates tips on spending less, but what he really wants to know is, “How can I make more?” Here’s what I think…what about you?
Ask Stacy: Should I Pay Off My House or Invest?
Stacy Johnson CPA on January 17, 2012
He’s 29 years old, his only debt is his mortgage, and he’s got enough in the stock market to pay it off. What would you do?
Ask Stacy: How Bad Are Old Unpaid Bills?
Stacy Johnson CPA on January 10, 2012
Those old delinquent debts have long faded from your memory. But now that it’s time to buy a house, will potential mortgage lenders forget about them too?
Ask Stacy Followup: My Credit History Reappeared!
Stacy Johnson CPA on January 3, 2012
About a month ago, a reader wrote to report that her credit history had been accidentally wiped out by TransUnion. It’s back now, and there’s a lesson in it for all of us.
Ask Stacy: How Do I Get Started Investing?
Stacy Johnson CPA on December 27, 2011
Tired of earning less than 1 percent on your savings? Here’s how to do better.
Ask Stacy: Why Are E-Books So Expensive?
Stacy Johnson CPA on December 13, 2011
This reader is steamed that I’m charging so much for the digital editions of my books. E-books eliminate expenses ranging from paper to transportation – shouldn’t they cost less than their paper cousins?
Ask Stacy: Help…My Credit History Disappeared!
Stacy Johnson CPA on December 6, 2011
It’s great when bad marks gradually fall off your credit history. Not so great? When your entire credit history is sucked into some credit bureau black hole.
Ask Stacy: How Do You Start a Blog?
Stacy Johnson CPA on November 29, 2011
There are lots of ways to earn extra income, from getting a raise to getting a part-time job. This reader is interested in sharing her thoughts for money by creating her own blog. How hard is it?
Ask Stacy: Can a Debt Be Collected Forever?
Stacy Johnson CPA on November 22, 2011
You have an old debt that’s beyond the statute of limitations and long ago dropped off your credit history. Then one day you get a call from a debt collector insisting you pay it. Can they do that?
Ask Stacy: How Do I Stop Junk Mail and Spam?
Stacy Johnson CPA on November 15, 2011
This reader is like most of us: tired of being harassed by junk snail mail and spam. Is there a way to make it stop? No, but there are ways to slow it down.
Ask Stacy: Which is Better – FSA or Deducting Medical Expenses?
Stacy Johnson CPA on November 8, 2011
This week we tackle medical expenses and income taxes. The question: Should I use a Flexible Spending Account at work, or just deduct my medical expenses on my tax return?
Ask Stacy: Where Can You Earn 6 Percent on Savings?
Stacy Johnson CPA on November 1, 2011
We recently published an article that said that if you can save $200 a month and earn 6 percent, you’ll grow your savings to $200,000 in 30 years. What this reader is wondering is how the heck you’re supposed to earn 6 percent.
Ask Stacy: Why Are You Endorsing a Work-at-Home Business?
Stacy Johnson CPA on October 25, 2011
This reader saw me in an ad endorsing a work-at-home business. Should I be flattered – or mad as hell?
Ask Stacy: Can I Really Buy an iPad for $23.73?
Stacy Johnson CPA on October 18, 2011
You’ve probably seen the TV commercials – special online auctions where they’re practically giving stuff away. Are they the real deal?
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