Tag: Ask Stacy
Are Extended Warranties Worth It?
Stacy Johnson CPA on December 29, 2017
Whether you’re in a store or shopping online, it’s hard to buy anything these days without receiving a pitch for an extended warranty or service plan. Should you bite? That depends.
Ask Stacy: Should I Cancel My Unused Credit Cards?
Stacy Johnson CPA on December 28, 2017
If you’re no longer using a credit card, you might as well cancel it, right? Wrong.
Ask Stacy: Should I Use a Full Service Investment Adviser?
Stacy Johnson CPA on December 27, 2017
When picking a financial adviser, should you pay by the hour, pay commissions or pay nothing at all? Here’s what I think.
Ask Stacy: How Can I Stay Safe Online?
Stacy Johnson CPA on December 26, 2017
It’s scary to think about all the data breaches that happen now, especially if you’re among the millions of Americans who shop, invest and bank online. Here’s how I stay safe.
Ask Stacy: Can My Kid Get Student Loans Without Me Co-Signing?
Stacy Johnson CPA on December 22, 2017
We all want to help our kids, but it would be nice to do it without putting our good credit on the line.
Ask Stacy: My Husband Is on the House Deed, and I’m Not
Stacy Johnson CPA on December 21, 2017
Both spouses are on the mortgage, but only one is on the deed: No big deal, or a recipe for disaster?
Ask Stacy: What Are the Best Ways to Save on Moving?
Stacy Johnson CPA on December 20, 2017
Moving — whether across town or across the country — is no picnic. Here are three tips that will make it a little easier, and a lot cheaper.
Ask Stacy: How Do I Invest for Retirement Without Risk?
Stacy Johnson CPA on December 19, 2017
You want retirement savings to grow, but can’t afford to take a bunch of risk: What’s an older investor to do?
Ask Stacy: Should I Buy a Fixer-Upper Home?
Stacy Johnson CPA on December 18, 2017
Is it better to buy a home that needs work? I’ve done it many times. Here’s what I’ve learned.
Ask Stacy: Should I Wait Until 70 for Social Security?
Stacy Johnson CPA on December 15, 2017
Which is better: getting your Social Security benefits at the first opportunity, or waiting until you’re 70? The answer: It depends.
Ask Stacy: Should I Keep Repairing My Old Car or Replace It?
Stacy Johnson CPA on December 14, 2017
We’ve all been there: Your car is starting to need a lot of expensive repairs, but you’re not sure when it’s time to throw in the towel. When is enough enough?
Ask Stacy: Should I Buy Bitcoin?
Stacy Johnson CPA on December 12, 2017
Bitcoin has risen from around $700 to nearly $20,000 this year. Too late to get in or time to climb onboard? Here’s what I think.
Ask Stacy: Should I Take Advantage of Zero Percent Credit Card Offers?
Stacy Johnson CPA on October 27, 2017
Everyone wants to pay zero, but what’s the catch? Before you apply, read this.
Ask Stacy: How Can We Earn More on Our Savings?
Stacy Johnson CPA on October 13, 2017
These retirees need more income, but they can’t afford to take any risk. Sound familiar? Here are six ideas to explore.
Why Can’t I Refinance My Home?
Stacy Johnson CPA on October 6, 2017
She’s got good credit, but her lender refuses to refinance her mortgage. If it would lower her payments, why wouldn’t they be happy to do it? Here’s some sound advice for anyone who borrows.
Ask Stacy: Should I Drop My Life Insurance Policy?
Stacy Johnson CPA on September 29, 2017
Life insurance isn’t to protect you, it’s to protect those you love. If those you love don’t need protection, then you don’t need life insurance. Here’s how to know when to cancel.
Ask Stacy: How Can I Help My Fiance’s Credit?
Stacy Johnson CPA on September 15, 2017
This reader has an excellent credit history and score, but the man she’s about to marry doesn’t. How can she help him?
Ask Stacy: How Can I Fight My Property Taxes?
Stacy Johnson CPA on September 1, 2017
This reader thinks her property taxes are too high and wants to appeal her assessment. I’ve been successful challenging mine in two different cities. Here’s how I did it.
Ask Stacy: Can I Repair My Own Credit?
Stacy Johnson CPA on August 27, 2017
Maintaining a clean credit history is important. Here’s a simple, step-by-step guide to make sure yours is in top shape.
Ask Stacy: What Should I Do With a Windfall?
Stacy Johnson CPA on August 23, 2017
Wednesday night’s $700-million Powerball drawing has rekindled an old question: How should you handle a lump sum of money that lands in your lap? Here’s a step-by-step guide for doing things right.
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