The 2 Best Zero Interest Credit Cards for Ringing in 2019

The 2 Best Zero Interest Credit Cards for Ringing in 2019 Photo by Dragon Images / Shutterstock.com

This is such an expensive season! Many of us ring up big bills compared with the rest of the year. We’re splurging on gifts and groceries and entertaining — maybe even some last-minute repairs before houseguests arrive. For some, this is also the time to book travel for a getaway when the holiday is over and the winter drags on.

This seasonal bulge in spending is why it’s great to have a card with a generous zero-percent introductory window — so we can pay it off painlessly and interest-free. In the spirit of the season, here are two of the very best such cards on offer right now.

Wells Fargo Platinum Visa

Why we like it: The single most important thing about this card is that it offers a long interest-free runway — 18 months — to pay off your purchases and balance transfers.

More features:

  • Enjoy zero percent interest for 18 months on both purchases and balance transfers* that are made within the first 120 days of opening the account. (That’s well into 2020 if you sign up now.)
  • Pay no annual fee.
  • Get easy access to your FICO credit score.
  • Use your card to pay your cellphone bill and get $600 protection against damage or theft of your mobile device.

*Note: There is a fee for transferring a balance to this card. Do the math first to make sure that transferring makes sense for you.

See more details and compare with other deals here.

HSBC Gold Mastercard

Why we like it: This card also offers interest-free introductory period for a year and a half — awesome if you need some time to pay off purchases or balance transfers.* It has some other nice perks as well.

More details:

  • Pay no interest on balances or transfers for the 18-month introductory period.
  • Pay no annual fee.
  • Pay no foreign transaction fee.
  • Late fee waiver.

Note: This card has a fee for balance transfers — either $10 or 4 percent, whichever is greater.

Click here for more details and to compare offers.

Whatever you need in a credit card — balance transfer, low interest rate, travel rewards points, you name it — you can find it in our credit card search tool. Click here to explore.

Popular Articles

6 Tips to Age-Proof Your Resume
6 Tips to Age-Proof Your Resume

Finding a job isn’t easy — and it sometimes feels like too much experience actually counts against you. These tips will help.

How All 50 States Tax Your Retirement Income
How All 50 States Tax Your Retirement Income

Find out which states are friendly, and not-so friendly, with the money you’ll need in your later years.

7 Reasons You Should Rent a Home in Retirement
7 Reasons You Should Rent a Home in Retirement

Renting is a better fit than owning for many retirees. Here’s how it can pay off during your golden years.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Trending Stories

Comments

User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

912 Active Deals

More Deals