The Best Credit Cards for Amazon Prime Day

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If you can’t wait to get your hands on this year’s Prime Day deals but need to be certain you’re saving as much money as possible, be certain with a top cash-back rewards credit card.

Combine sweet savings with a big return on your spending, and you’ll be one happy shopper. You’ll also be in a great position to save on future purchases.

Here are the best cash-back rewards cards we recommend right now:

Citi Double Cash

Why we like it: We’ve called this “The Best Cash-Back Credit Card for Everyday Use” since it earns 1% cash back on every purchase, then earns another 1% cash back when you pay for those purchases. If you want the peace of mind that you’re earning good cash-back rewards on everything, with no gimmicks or expiration dates, this is your card.

Plus, for a limited time, you can earn points worth $200 in cash back when you make $1,500 in purchases in your first six months as a cardmember.

What to know:

Citi Double Cash
Citi
  • $200 cash back when you spend $1,500 on purchases in the first six months from account opening.
  • Get a total of 2% cash back on every purchase.
  • No limits or caps on cash back.
  • No confusing categories; everything earns cash back.
  • No annual fee.

Note: This card offers 18 months of 0% introductory APR on balance transfers.

Capital One Venture

Why we like it: An early spending bonus offer of 75,000 miles when you spend $4,000 within the first three months is worth $750 in travel.

What to know:

Capital One Venture
Capital One
  • Earn 75,000 bonus miles when you spend $4,000 in the first three months of membership.
  • Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
  • Earn 2 miles per dollar on every other purchase with no annual cap or expiration.
  • Get up to a $100 credit on Global Entry or TSA PreCheck.
  • $95 annual fee.

Note: This card has a $95 annual fee. The Capital One VentureOne card does not, but doesn’t have the same early spending bonus offer and offers a lower rate of return.

Blue Cash Everyday from American Express

Why we like it: The Blue Cash Everyday card lives up to its name as a great value all the time — but especially for new cardholders. You can earn $100 back by making $2,000 in purchases in the first six months. You can also earn 20% back on purchases made through PayPal in the first six months for up to $150 back.

What to know:

Blue Cash Everyday from American Express
American Express
  • 3% cash back on up to $6,000 in purchases at U.S. supermarkets per year, and 1% cash back after that amount.
  • 3% cash back on up to $6,000 in U.S. online retail purchases per year, and 1% cash back after.
  • 3% cash back on up to $6,000 in purchases per year at U.S. gas stations, and 1% cash back after.
  • 1% cash back on other purchases.
  • 0% introductory APR on purchases for 15 months. (See rates and fees)
  • No annual fee. (See rates and fees)

Note: Cash back is redeemed as statement credits.

Chase Freedom Unlimited

Why we like it: With no annual fee to worry about, the Chase Freedom Unlimited card is a top-tier choice for grocery or general cash-back rewards, offering at least 1.5% cash back on every purchase and more in certain categories. You also earn an extra 1.5% cash back on every purchase on up to $20,000 spent in the first year. For example, that extra 1.5% would boost the 5% cash back normally available for travel up to 6.5%.

What to know:

Chase Freedom Unlimited
Chase
  • 5% cash back on travel-related purchases through Chase.
  • 3% cash back on dining at restaurants and on drugstore purchases.
  • 1.5% cash back on every other purchase.
  • No expiration on cash-back rewards.
  • 0% introductory APR on purchases for 15 months, then a variable rate of 17.24% to 25.99%.
  • No annual fee.

Note: This card has a foreign transaction fee, so plan accordingly for international travel.

Of course, if the only thing you care about is saving on Amazon.com, the company’s own is your best bet. You can get 5% cash back on Amazon and Whole Foods purchases with no annual fee, while still enjoying modest rewards elsewhere. And the card offers special Prime Day benefits, including up to 10% cash back.

Whatever you need in a credit card — whether it’s a balance transfer, reward points, cash back or a low interest rate — you can find it with our credit card search tool. Click here to search for the plastic that best fits your needs.

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