8 Things to Stop Doing If You Want to Be Rich

Wealthy couple on plane
Juice Flair / Shutterstock.com

You deserve to be rich, you really do. But in order to make it, you’re going to need to stop doing a few things.

For starters, stop paying full price for everything. Stop keeping all your eggs in one basket. And stop handing over so much of your hard-earned money to companies that don’t deserve it. 

In other words, if you want to be rich, do what rich people do.

Following are some ideas: Not all will work for you, but some will, so be sure to read them all.

1. Earn $1,370 a month while you’re watching TV

Lots of companies let you earn money for testing apps, playing games and taking surveys. But FreeCash is in a league of its own.

They list thousands of offers from companies with most taking only around 5-10 minutes to complete. Turn your spare time into cash, sign up now and get $5 just for joining!

Take a sec and check it out!

2. Who’s got the cheapest car insurance in 2025?

If it’s not your company, in less than 3 minutes, you could be on the road to saving $600 or more every year.

This new insurance shopping tool can tell you if you’re overpaying with just a few clicks.

Don’t be surprised if you can find the same coverage for hundreds less. And if not? You’ll get peace of mind by knowing you’re already getting the best possible deal.

See if you're overpaying.

3. Ask this company to help reduce your credit card debt

Worrying about debt is probably the worst way you can spend your time, and paying interest and late fees is the worst way you can spend your money.

If you’ve got a problem, the sooner you deal with it, the better.

If you have $15,000 or more in debt, National Debt Relief is one of the most respected providers of debt relief in the U.S.

They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also are top-rated by Top Consumer Reviews, Top Ten Reviews, ConsumersAdvocate.org and ConsumerAffairs.

You simply fill out a form on the company website, then a certified debt specialist will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free. There’s no upfront fee and no obligation to get started.

National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt. Ready to start a new, happier chapter of your life?

Don’t wait another minute. Check them out right now.

4. Cash in on your home’s equity

With today’s soaring real estate prices, a home equity line of credit (HELOC) could be the fastest, easiest and cheapest way to access extra cash.

Upgrade that outdated kitchen, consolidate debt, take that dream vacation: Whatever you want. And HELOC rates are typically half what credit cards charge

In seconds, Money.com's comparison page will show you the best rates in your area, so you know you’re getting the best deal.

Check it out right now.

5. Leave your family $3M richer

What would happen to your family if you died today? If you don’t like the answer, do something about it.

If you’re between the ages of 20 and 59, and not living in New York, check out a term life insurance policy. It’s probably cheaper than you think.

For example, Ethos is one company where you can find up to $3 million in coverage for less than your monthly streaming subscriptions.*

Better yet, there’s typically no medical exam, ** and 90% get instant approval. They even offer free will and estate planning tools valued at $898.*

Peace of mind is only a click away. Check out their easy online application.

Perks: *Estate Planning Tools are available with the purchase of an eligible policy; not available in SD or WA. Pricing: *Term length, health, age, coverage amount, No medical exams. **Answer a few health questions

6. Ask this company to deal with tax debt

When the IRS starts sending letters and threatening you, it’s time to get help.

Alleviate Tax is designed specifically to help you get out pay as little as possible as fast as possible.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly.

Important: To take advantage of this special program, you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started.

7. Stop paying for car repairs

The cost of car repairs is skyrocketing. One shop told Consumer Reports that a decade ago, their average repair was $1,600. These days, the average bill is $4,000.

Typically, a vehicle manufacturer’s warranty lasts three years. Yet the average car is around 12 years old. If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with Endurance Warranty Services.

Endurance has a network of thousands of ASE-certified repair shops. More important: Endurance pays the repair bill upfront. All you need to cover is the deductible.

Take a minute and get a quote.

8. You’re losing $1.7 Million by managing money yourself

A Vanguard study proves it: $500,000 invested over 25 years grows to $1.7 million solo, but $3.4 million with an advisor. That’s $1.7 million left on the table—and every day you wait, the gap gets worse.

AdvisorMatch's free service takes 2 minutes: answer a few questions, get matched with experienced professionals with proven track records, receive personalized advice immediately.

If you have $100,000+ invested, you’re already losing serious money. The consultation is free, no obligation, no hidden fees. Even one meeting could change your retirement trajectory.

Stop the Bleeding—Get Your Free Match Now (2 Minutes).

Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”

 

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