9 Financial Dates and Deadlines in April 2024

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Life moves quickly. It’s easy to get distracted. But that can be costly.

Miss an important financial date or deadline, and you could be on the hook for a penalty or lose out on a limited-time opportunity to save money.

Enter our “Money Calendar” series.

In this edition, we’ve rounded up the noteworthy money dates in April 2024. Take a look and mark your calendar with any dates that apply to you. And if you enjoy this series, sign up for the Money Talks Newsletter so you don’t miss the next edition. Look for it on the last weekday of every month.

Deadline for estimated tax payments — April 15

This is the deadline for the first quarterly installment of estimated taxes for the 2024 tax year — the one for which your tax return is due by April 2025. This deadline applies to the self-employed and other workers who earn income that isn’t subject to withholding, who use IRS Form 1040-ES to pay this tax.

Deadline for IRA contributions — April 15

Typically, you have until April 15 to contribute money for the 2023 tax year to an individual retirement account (IRA), which the IRS refers to as an individual retirement arrangement.

Deadline for HSA and Archer MSA contributions — April 15

You have until April 15 to contribute money for the 2023 tax year to a health savings account (HSA) or Archer medical savings account (Archer MSA).

Tax Day — April 15 or 17

Individuals’ federal income tax returns — and any taxes they owe Uncle Sam — for the 2023 tax year are due by Monday, April 15, in most cases. (Residents of Maine and Massachusetts have until April 17.)

Tax Day is also your deadline for requesting an automatic six-month extension, which you can do by filing IRS Form 4868. Just keep in mind that an extension only buys you more time to file your return, not to pay any obligations.

As for state income taxes, states typically follow the IRS’ lead. To be safe, though, confirm your state income tax return deadline with the state’s tax-collecting agency.

Deadline for Coverdell account contributions — Tax Day

You have until the due date for your 2023 tax return — so April 15 for most people — to contribute money for the 2023 tax year to a Coverdell education savings account.

Deadline for SEP IRA contributions — Tax Day

You have until the due date for your tax return to contribute money for the 2023 tax year to a Simplified Employee Pension IRA (SEP IRA).

Missouri’s Show Me Green Sales Tax Holiday — April 19-25

During this seven-day period, qualifying new Energy Star-certified appliances are exempt from Missouri’s sales tax.

For more details, visit the Missouri Department of Revenue’s “Show Me Green Sales Tax Holiday” webpage.

Texas’ Emergency Preparation Supplies Sales Tax Holiday — April 27-29

During this three-day period, certain emergency preparation supplies will be exempt from Texas’ sales tax.

For more information, including lists of supplies that do and don’t qualify for this tax break, visit the Texas comptroller’s “Emergency Preparation Supplies Sales Tax Holiday” webpage.

Last day to buy I bonds at current rates — April 30

Series I government savings bonds, often referred to as simply “I bonds,” have two interest rates:

  • A fixed rate, which remains the same for the 30-year interest-bearing life of an I bond
  • A variable rate, which is only good for the first six months you own an I bond, as it resets every six months based on inflation

Currently, I bonds are paying 5.27% in total, including a fixed rate of 1.3%. If I bonds are a good fit for your investing goals and those rates sound attractive to you, note that you have until April 30 to buy I bonds at those rates. In other words, you must complete your I bond purchase by then to get those rates.

Come May, the U.S. Department of the Treasury will announce a new fixed rate and a new inflation-based rate, which will apply to I bonds purchased from May through October of this year.

To learn more about I bonds, check out “7 Things You Should Know Before Investing in I Bonds.”

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