7 Things You Should Know Before Investing in I Bonds

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Inflation is about as high as it’s been in decades — 8.5% — and it’s crushing budgets all over the world.

The stock market, one of the best ways to beat inflation over time, is struggling. So, what’s a saver to do?

One great solution may also be one of the safest: Series I savings bonds, or I bonds. They’re sometimes also referred to as inflation bonds because as inflation goes up, so does the interest on these U.S. government bonds. Example? Right now they’re paying 9.6%!

Sounds good, but what’s the catch?

In this week’s podcast episode, we’re going to find out.

Co-hosts Stacy Johnson and Miranda Marquit are joined by producer Aaron Freeman. Today’s special guest is former financial adviser, bestselling author and financial educator Kevin Matthews from BuildingBread.

Remember, even though we sometimes talk about specific investments on this show, don’t take them as recommendations because they’re not. Before investing in anything, do your own research, and make your own decisions.

You can watch this episode below, or if you’d prefer to listen, you can do that with the player at the top of this article, or download it wherever you get your podcasts:

Don’t forget to check out our podcast page for more episodes designed to help you make the most of your money and our YouTube page for more videos.

What are I bonds?

If you’re looking for something safe that’s designed to protect you from inflation, here’s some info that will help.

What should you be doing with your portfolio?

This has been a challenging year for all kinds of investments. Here’s some info that might help.

Meet this week’s guest, Kevin L. Matthews II

Kevin Matthews / Money Talks News

Kevin L. Matthews II is a Plutus Award winner and No. 1 bestselling author. He has helped hundreds of individuals plan for their retirement in addition to managing more than $140 million in assets during his advisory career. By 2017, he was named one of the Top 100 Most Influential Financial Advisors by Investopedia.

Kevin launched BuildingBread in 2010 to inspire millennials to set, simplify and achieve any financial goal. Kevin regularly speaks to young adults across the country and has been featured in The Wall Street Journal, The New York Times, Forbes, Black Enterprise, CNBC and many other publications and productions.

Kevin holds a bachelor’s degree in economics from Hampton University, a certificate in financial planning from Northwestern University and a certificate in disruptive strategy from Harvard Business School. In 2020, he graduated from the University of Texas at Austin’s McCombs School of Business with a master’s in technology commercialization.

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If you haven’t listened to our podcast yet, give it a try, then subscribe. You’ll be glad you did!

About the hosts

Stacy Johnson founded Money Talks News in 1991. He’s a CPA, and has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.

Miranda Marquit, MBA, is a financial expert, writer and speaker. She’s been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.

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