Author: Nicole Dow
How to Start an Emergency Fund From Scratch so You’re Prepared for Anything
Nicole Dow (The Penny Hoarder) on December 4, 2023
Anything can go wrong in your day-to-day life. Have a safety net in place so you can live stress-free.
Want More Money This Time Next Year? Try a No-Spend Challenge
Nicole Dow (The Penny Hoarder) on November 29, 2023
Follow these steps to go on a spending freeze and meet your savings goals.
29 Free Things To Do During the Holidays
Nicole Dow (The Penny Hoarder) and Elizabeth Djinis (The Penny Hoarder) on November 28, 2023
Find holiday cheer with these festive activities that won’t cost you a thing.
21 Cheap Home Decor Stores That Let You Deck Out Your Home for Less
Kaz Weida (The Penny Hoarder) and Nicole Dow (The Penny Hoarder) on November 8, 2023
Adorn your home with style with these tips — and do it all without spending a fortune.
Store Brands vs. Name Brands: Slash Your Grocery Bill by up to 33%
Nicole Dow (The Penny Hoarder) on November 7, 2023
Discover the big savings you may be overlooking at the grocery store.
How To Use Your Library Card To Get Free Museum Passes
Veronica Matthews (The Penny Hoarder) and Nicole Dow (The Penny Hoarder) on September 23, 2023
In these cities, a library card is good for far more than just books.
30 Cheap Organization Ideas to Straighten Up Your Home
Nicole Dow (The Penny Hoarder) on September 18, 2023
Wrangle in the mess in your home — and stick to a tight budget — with these simple tips.
How To Create a Realistic Retirement Budget
Nicole Dow (The Penny Hoarder) on July 21, 2023
Retirement can mean a big change in your cash flow. Here’s how to stay on top of your budget.
10 Attempts at Frugality That Could End Up Costing You Money
Nicole Dow (The Penny Hoarder) on June 28, 2023
You think you’re being smart, but these things could have your money going up in smoke.
15 Ways to Fill Your Cart With Fresh Produce for Less
Kaz Weida (The Penny Hoarder) and Nicole Dow (The Penny Hoarder) on May 5, 2023
Learn these must-know strategies for how to save money on produce and make the most of it once you get it home.
The 15 Best Online Tutoring Jobs of 2023
Kent McDill (The Penny Hoarder) and Nicole Dow (The Penny Hoarder) on April 26, 2023
Love to teach? Here’s how to find great online side gigs in tutoring with flexibility and in a number of subjects.
12 Simple Ways to Save Money in Retirement
Nicole Dow (The Penny Hoarder) and Rachel Christian (The Penny Hoarder) on April 21, 2023
A strict retirement budget shouldn’t mean no fun. Here’s how to cut costs to have an enjoyable, frugal retirement.
Why Separate Bank Accounts in Marriage Might Make Sense
Nicole Dow (The Penny Hoarder) on April 17, 2023
You share a lot in marriage — here’s why you might not want to share a bank account, too. Plus, get tips for managing separate accounts.
Start Building Serious Savings With a Pay-Yourself-First Strategy
Kaz Weida (The Penny Hoarder) and Nicole Dow (The Penny Hoarder) on April 6, 2023
Not hitting your savings goals? These tips will help you reset your approach to your finances.
12 Ways to Quit Impulse Shopping
Veronica Matthews (The Penny Hoarder) and Nicole Dow (The Penny Hoarder) on March 22, 2023
It’s time to ask yourself, “Is this really worth my money?”
Need to Pay for a Big Expense or Major Life Event? Try a Sinking Fund
Nicole Dow (The Penny Hoarder) and Kaz Weida (The Penny Hoarder) on March 17, 2023
Learn how to make major financial goals easier to manage and smoothly handle all kinds of expenses, even unexpected ones.
Spend Less, Save More With the Cash Envelope System
Kaz Weida (The Penny Hoarder) and Nicole Dow (The Penny Hoarder) on March 16, 2023
Here’s how a simple hack can help you become a budgeting pro.
12 Ways to Save Big on Home Improvements in 2023
Nicole Dow (The Penny Hoarder) and Kaz Weida (The Penny Hoarder) on March 15, 2023
Making improvements to your home is still smart, but be sure to pick the best projects to get the biggest bang for your buck. Start here.
19 Tips to Save at Lowe’s
Nicole Dow (The Penny Hoarder) and Elizabeth Djinis (The Penny Hoarder) on March 7, 2023
Coupons, promo codes, and design tools — Lowe’s makes it easy for you to save.
10 Top Budgeting Lessons to Improve Your Money Management
Kaz Weida (The Penny Hoarder) and Nicole Dow (The Penny Hoarder) on February 22, 2023
Looking for some financial stability in your life? These tips will help you find the right budgeting style for you.
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