Editor's Note: This story originally appeared on The Penny Hoarder.
The expense of decorating your place can come as a shock.
A couple of throw pillows, an area rug and some curtains could total up to more than a month’s rent. But you shouldn’t have to drain your bank account or go into debt adorning your home.
Sure, you’ve probably already thought of big-box retailers like Walmart and Target, as well as the online behemoth Amazon. But there are lots more options for finding deals on home decor.
How Much Does Home Decor Cost?
Did you know the average American spends up to $2,600 a year on household furnishings and equipment? That’s a lot of throw pillows and picture frames.
Residents of certain states spend more than others, with Indiana leading the pack in expensive home decor.
While decking out your abode in the latest home accessories and designer furniture can be a costly endeavor, the following budget-friendly retailers will help you stretch your decor dollars.
Here are cheap home decor stores and websites to help you save money as you outfit your place.
1. At Home
At Home is a Texas-based chain that operates more than 200 stores in 40 states.
According to its website, the large warehouse-like stores “take unnecessary frills out (to) pass all of those savings on to (the customer).” Sign up for At Home Insider Perks for special discounts and information on new products and markdowns.
2. Big Lots
Big Lots is a chain that sells a variety of merchandise, including furniture and home decor.
The company operates more than 1,400 stores in 47 states. Budget-conscious shoppers can enjoy the store’s everyday low prices and free shipping for online orders of $59 or more.
The BIG Rewards membership program offers exclusive coupons and savings.
CB2 is Crate & Barrel’s less expensive offshoot brand. Shop the “sales and offers” section of the website for discounted prices and get free shipping on over 1,000 items.
CB2 also has more than 20 locations in major cities including Chicago, New York, Los Angeles and Miami — where you can meet with a home design specialist.
Dormify has all you need to outfit your college dorm or first apartment. Get free shipping on orders over $100.
Shoppers can join the retailer’s referral program and earn rewards for referring friends.
5. H&M Home
H&M is not just a retailer for jeans and T-shirts. You can find H&M Home in select H&M locations — plus there are stand-alone stores in eight cities across the U.S.
H&M Home sells a variety of affordable products for your bedroom, living room, bathroom and more. The company’s membership program offers savings and perks for those who sign up.
6. Habitat for Humanity ReStore
Habitat for Humanity ReStore is a secondhand store that sells home improvement materials, furniture and appliances. The stock at each of the 1,000-plus retail locations changes regularly as stores rely on donations from the community.
In addition to scoring cheap deals at Habitat ReStore, you’ll also be supporting the nonprofit’s efforts of building homes for those in need.
Check other local thrift stores if you don’t have a Habitat ReStore near you.
Hayneedle is an online retailer specializing in home decor and furniture — with a large selection of products to spruce up your outdoor area. Enjoy free shipping on all orders.
8. The Home Depot
Power tools or gardening supplies might come to mind when you think of The Home Depot, but this home improvement giant also has a nice selection of home decor options.
Shop for furniture, wall decor, lighting, rugs and more. The Home Depot has over 2,300 locations and offers price matching, special sales and virtual DIY workshops.
HomeGoods, a sister store to T.J. Maxx and Marshalls, stocks its stores with products like bedding, housewares, rugs, furniture and decor — all for low prices.
Shop online and get free shipping on orders over $119, or visit one of the more than 900 stores nationwide.
IKEA is well known for its ready-to-assemble furniture, modern housewares and Swedish meatballs — all at affordable prices. There are more than 450 IKEA warehouse stores across the world.
Join the IKEA Family membership club for discounts and rewards.
11. Urban Outfitters
Once the domain of college students and hipsters, Urban Outfitters has unique home decor that strikes a balance between trendy and thrifty.
Lowe’s is another home improvement store that sells a selection of home decor products. You can find furniture, wallpaper, window treatments, home accents and more, online or in-store.
Use these tips to save money at Lowe’s.
You may think of Michaels as just an arts and crafts store, but you can also buy home decor items that don’t require any DIY skills.
Michaels has a great selection of seasonal decor, frames, wall art, floral arrangements and more at its 1,250 locations and online.
Become a Michaels Rewards member to get deals and information about upcoming sales promotions.
14. Nordstrom Rack
At Nordstrom Rack, you can find discounts up to 70% off original prices. Although the store is mostly known for its clothing and accessories, it also sells a variety of affordable home decor.
There are about 350 locations in the United States and Canada.
15. Bed Bath & Beyond
Bed Bath & Beyond is exclusively online now, a website where shoppers can find home goods like furniture, rugs, bedding and more.
Overstock purchased BB&B after the company declared bankruptcy in 2023, but you can still earn rewards like you did on Overstock by signing up for Welcome Rewards by Club O.
The program costs $19.95 a year and members get exclusive deals and 5% on every purchase.
16. Uncommon Goods
Uncommon Goods sells unique hand-crafted products from around the world.
Prices vary, but shop sale items or join the Uncommon Perks program for $24.90 a year to enjoy benefits like free shipping.
Wayfair‘s claim to fame is that it’s got just what you need when it comes to decking out your home.
The online retailer regularly promotes sales and offers free two-day shipping on thousands of items over $35.
18. World Market
World Market sells merchandise from around the globe at affordable prices. The company operates about 240 stores nationwide or you can shop online.
Sign up for the World Market Rewards program to earn additional discounts.
Instead of making your way to one of Goodwill’s 3,300 stores, now you can just click on your favorite bargains and have them shipped to you, via its website GoodwillFinds.com.
Learn how you can browse through 100,000 pieces of secondhand merchandise from the comfort of your couch in our article on GoodwillFinds.
20. T.J. Maxx
Known for discounted name-brand clothing, T.J. Maxx is also a great place to scout for deals on a wide selection of budget-friendly home decor.
Whether you’re looking to pick up affordable accent chairs or fake indoor plants that look like the real deal, T.J. Maxx’s clearance section is a one-stop shop for great deals.
21. West Elm
If you want to decorate your home like the pages of Architectural Digest without the designer price tag, look no further than West Elm.
From outdoor furniture to rugs, West Elm offers a huge selection to put the finishing touches on your dream home. You can also find cheap home decor in the Deals Under $20 section of the website.
Now, here are four tips on shopping for affordable home decor.
1. Don’t Skip the Thrift Store
Online shopping and a site that offers free shipping or same-day delivery make it easy to get sucked into paying more than you can afford.
Instead, take a field trip and shop your local consignment and thrift stores to see if someone else’s castoff can be your new centerpiece.
2. Small Details Make Big Impacts
Step away from expensive furniture recommendations. Remember, you need only a few distinctive touches or unique items to transform a bland room into a bold statement.
You’d be surprised what a few gallons of paint, some plants and an exciting piece of art can do.
3. Get Creative With Wall Art
Speaking of art, thinking outside the frame is an affordable way to decorate on a budget.
You can get some great deals on crafty displays from Etsy sellers and other stores that sell local art while earning the satisfaction of supporting small businesses.
4. Give Secondhand Furniture New Life
Before you plunk down big bucks on that new dining table, consider scouring your classified ads for great deals on sturdy pieces that can be refurbished. Even if it doesn’t fit your home’s aesthetic, you could flip it for a profit.