Author: Russell Settle
Russell Settle on May 16, 2019
An odd quirk in a Social Security formula favors higher-benefit families over lower-benefit families.
Russell Settle on April 25, 2019
Your birthdate — and your self-discipline in not uttering three little words — helps determine whether or not you can use a key claiming strategy.
Russell Settle on April 4, 2019
A little rule with a funny name can have a big impact on your Social Security benefits.
Russell Settle on March 21, 2019
You might be able to collect survivor’s benefits even if your spouse dies before the age of 62. But you must meet a couple of key conditions.
Russell Settle on March 7, 2019
Saying “I do” can have both positive and negative impacts on the size of your monthly Social Security payment.
Russell Settle on February 21, 2019
A reader asks whether his wife should start her benefit early, then switch to a spousal benefit after he retires. The answer might surprise you.
Russell Settle on February 7, 2019
If you work for any governmental employer that doesn’t withhold Social Security, you may be subject to the Windfall Elimination Provision. Here’s how it works.
Russell Settle on January 24, 2019
What happens if you wait until you’re older to apply for Social Security spousal or widow’s benefits?
Russell Settle on January 10, 2019
Social Security options are dizzying: Can a spouse take a personal benefit at 62, then switch to a spousal benefit later?
Russell Settle on December 27, 2018
If you lose a spouse before qualifying for Social Security, there are several options when it comes to receiving benefits. But what if you remarry?
Russell Settle on December 13, 2018
If a husband leaves the workforce to care for kids, can he claim spousal benefits in retirement based on his wife’s work history?
Russell Settle on November 29, 2018
If one spouse started Social Security benefits early, can he or she pay the money back and start over at a later date?
Russell Settle on November 15, 2018
Social Security representatives are sometimes poorly trained, offering incorrect information that can cost you thousands. Here’s what you need to know.
Russell Settle on November 1, 2018
If you quit working prior to full retirement age and wait until 70 to take Social Security, you’ll get an increase in monthly benefits. But maybe not as much as you think.
Russell Settle on October 18, 2018
You may qualify for Social Security spousal benefits from your husband or wife, even if you’re divorced. But what if you remarry?
Russell Settle on October 4, 2018
Your spouse may be better off taking half of your Social Security benefit rather than all of his or her own. Here’s how to make sure you get the biggest possible benefit.
Russell Settle on September 20, 2018
If you don’t like the amount you’re going to get monthly from Social Security, here’s an idea: Get part of your ex-spouse’s instead.
Russell Settle on September 6, 2018
If you’re taking Social Security early, your payments can be reduced. But don’t worry. That money isn’t gone forever.
Russell Settle on August 23, 2018
Has there been a divorce in your past? Here’s some good news: You may be able to claim your ex’s Social Security.
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