Stacy Johnson CPA

I'm the founder of Money Talks News and have spent the last 40+ years in the personal finance trenches. I'm a CPA, author of a few books and multiple Emmy recipient. I'm married to a woman I don't deserve, have an awesome dog and live on the water in Fort Lauderdale, Fla.

Nest Egg
Ask Stacy: Should I Roll My 401(k) or 403(b) Into an IRA?

on January 18, 2018

When you leave a job, you have a choice: Leave your retirement plan behind, or roll it over into a self-directed IRA. Which should you do?

Angry man with cell phone
Ask Stacy: How Can I Stop These Darn Robocalls?

on January 17, 2018

More than 2 billion times each month, an American gets an unsolicited, illegal robocall. Here’s how to make them stop.

Female Investment Adviser and Client
Ask Stacy: Which Is a Better Investment — Stocks or Real Estate?

on January 16, 2018

I’ve been investing in both stocks and real estate for about 40 years. Find out which has been the better investment.

A senior woman holds up a credit card
3 of 2018’s Best Credit Cards

on January 13, 2018

Whether you’re looking for reward points, cash back or a zero percent credit card, here are your best bets.

Senior couple with solar
Ask Stacy: Does Adding Solar Increase My Home’s Value?

on January 12, 2018

Adding solar power to your home could crush your electric bills. But what will it do to your home’s value?

Home with Open House sign in yard.
Ask Stacy: Are We in a Real Estate Bubble?

on January 11, 2018

Home prices are hitting levels not seen since the last bubble burst 10 years ago. Is history about to repeat itself?

Taxes
Ask Stacy: Should I Do My Own Taxes or Hire Help?

on January 10, 2018

Would you pay $200 an hour to have someone type for you? If you pay to have your taxes done, you might be doing just that.

Falling Stock Market
Ask Stacy: The Stock Market Is High — Should I Get Out?

on January 9, 2018

I recently took some money off the table, but probably not for the reason you think.

Tax Reform
Ask Stacy: How Will the New Tax Law Affect Me?

on January 8, 2018

In the past, what you paid in taxes was based on your income. Now, where you live, whether you itemize and the type of job you have will determine how much you shell out to Uncle Sam.

Woman with Lottery Ticket
Ask Stacy: Can I Increase My Odds of Winning the Lottery?

on January 5, 2018

Every time the Powerball gets big, “experts” hit the airwaves with books and systems they say will increase your odds. Should you bite?

A couple watches the sunset at the beach
Ask Stacy: How Can I Sell My Timeshare?

on January 4, 2018

If you’ve ever considered buying a timeshare — or have one you need to sell — this information can save you both stress and money.

Man in New Car
Ask Stacy: Should I Buy or Lease a Car?

on January 3, 2018

Is a new car in your future? If you’re pondering the buy/lease question, here’s what I think you should do.

Debt Trouble
Ask Stacy: My Credit Card Debt Is Killing Me — What Can I Do?

on January 2, 2018

If you’ve got a debt problem, it’s time to stop worrying and start doing something about it.

Mutual funds
Are Actively Managed Mutual Funds Better Than Index Funds?

on January 1, 2018

When it comes to mutual funds, you’ve got two choices: Hire an expert to pick the investments, or invest in a simple index fund. Which is better?

Woman Warranty
Are Extended Warranties Worth It?

on December 29, 2017

Whether you’re in a store or shopping online, it’s hard to buy anything these days without receiving a pitch for an extended warranty or service plan. Should you bite? That depends.

Depressed-looking woman with hand full of credit cards.
Ask Stacy: Should I Cancel My Unused Credit Cards?

on December 28, 2017

If you’re no longer using a credit card, you might as well cancel it, right? Wrong.

Financial Adviser
Ask Stacy: Should I Use a Full Service Investment Adviser?

on December 27, 2017

When picking a financial adviser, should you pay by the hour, pay commissions or pay nothing at all? Here’s what I think.

Online hacker
Ask Stacy: How Can I Stay Safe Online?

on December 26, 2017

It’s scary to think about all the data breaches that happen now, especially if you’re among the millions of Americans who shop, invest and bank online. Here’s how I stay safe.

Student
Ask Stacy: Can My Kid Get Student Loans Without Me Co-Signing?

on December 22, 2017

We all want to help our kids, but it would be nice to do it without putting our good credit on the line.

Couple w Bills
Ask Stacy: My Husband Is on the House Deed, and I’m Not

on December 21, 2017

Both spouses are on the mortgage, but only one is on the deed: No big deal, or a recipe for disaster?

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