30+ years of personal finance
social security card and cashSocial Security Will Get a Bigger Bump in 2027. Here’s What It Means for Benefits
cozy senior couple on couch reading a book7 Social Security Spousal Benefit Rules Every Married Couple Should Know
Happy older investor8 Things You Must Do When Your Savings Reach $100,000

Borrow

September Student Loan Deadlines You Cannot Miss

and on September 3, 2026

Borrowers face a Sept. 12 FAFSA correction deadline, a Sept. 29 SAVE transition date and a Sept. 30 autopay cutoff for bigger interest savings

Why Paying Off a Mortgage Early Could Be the Wrong Move

and on September 2, 2026

An extra $500 monthly payment could save $87,000 in interest, but higher-rate debt and retirement needs may deserve your money first

Are EV Drivers Less Likely to Default on Car Loans? New Study Says Yes

and on August 31, 2026

The study found a striking repayment gap, but EV buyers still paid more to finance their cars despite the lower risk.

Shrinkflation Hits Housing as New Homes Get Smaller and Prices Swell

and on August 28, 2026

New homes averaged 315 fewer square feet in 2025 than a decade earlier, while the cost for each square foot jumped 71.9% nationwide

What States Have the Highest Amount of Car Debt? Here Are the Top 10

and on August 27, 2026

A new study finds drivers in one state devote 17.3% of disposable income to auto loans, while national car debt has nearly doubled since 2003.

Average FICO Score Steady, but Don’t Be Fooled: Americans Are Pinched

and on August 25, 2026

A $2,563 monthly payment and $7,793 average card balance show why a stable credit score may hide growing pressure on household budgets

The Semester Has Started. Can You Still Take Out Student Loans?

and on August 25, 2026

A late tuition bill does not automatically close the door on federal or private aid, but school deadlines can move faster than loan processing.

How a Fixed-Rate Mortgage Works and When It Makes Sense

on August 24, 2026

A $300,000 example shows how early payments can send nearly $1,750 a month toward interest, while loan terms shape your long-term costs.

What Is a USDA Loan and How Does It Work?

on August 23, 2026

A USDA mortgage can cover 100% of an eligible home’s price, but income caps, location rules and annual fees still shape the deal

The Secret to Paying Off Debt When You Need Quick Wins and Serious Momentum

and on August 21, 2026

This strategy for tackling debt can be easier to implement and help you see progress faster.

7 Steps to Compare Private Student Lenders

on August 18, 2026

A 9% quote from one lender and 6% from another show why prequalifying several companies can change your borrowing costs

6 Reasons That 6-Year Car Loan Is a Trap (and How to Escape It)

on August 18, 2026

Nearly 1 in 3 trade-ins is underwater. Your six-year car loan is the trap. Here’s the way out.

The National Debt Is About to Top $40 Trillion. Here’s Why the Stock Market Doesn’t Care — and Why You Should

on August 18, 2026

The debt’s about to cross $40 trillion while stocks hit records. That gap should scare you more than it does.

Mortgage Closing Costs Explained: Fees, Averages and Who Pays

on August 17, 2026

Closing costs can add $6,300 to $15,750 on a $350,000 home, but comparing lenders and reviewing disclosures may lower the cash you need.

Bankruptcies Are Surging — Here Are 7 Reasons That’s Not the Disaster You Think

on August 17, 2026

More than 1,500 Americans file bankruptcy every day. Here’s what nobody tells you about what happens next.

Kevin O’Leary Says ‘just Buy a Smaller House.’ I’m a CPA — Here’s Where He’s Right, and Where He’s Dead Wrong

on August 17, 2026

The blunt Shark Tank star isn’t all wrong about today’s brutal housing market — but he’s not all right, either.

How to Freeze Your Credit for Free and Stop Hackers Cold

on August 14, 2026

It isn’t hard to freeze your credit. We tell you how.

Rising Credit Costs Are Squeezing Homebuyers: Here’s What It Means for You

on August 12, 2026

Mortgage credit reports can now cost about $540, while veterans may offset rising borrowing expenses with VA loan benefits.

I Refinanced My Student Loans. Here’s How I Knew It Was Worth It

and on August 12, 2026

A borrower cut her monthly bill in half but kept low-rate federal loans after comparing interest costs, repayment terms and lost protections.

College Costs Are Rising: Here’s What the Average Family Pays

and on August 12, 2026

Families spent $34,019 on college last year, but grants and discounts mean sticker prices tell only part of the affordability story

41 - 60 of 963