Articles
6 Credit Myths That Can Wreck Your Finances
Guest Blogger on April 30, 2020
These mistaken beliefs could cause you to make errors that saddle you with debt or ruin your credit.
Here’s When LED Lighting Isn’t a Bright Idea
Stacy Johnson CPA on March 4, 2021
While LEDs last decades and sip electricity, replace the wrong bulbs and you could be dead before you break even.
Is AAA Worth the Cost?
Karen Datko on July 31, 2020
Compared with, say, AARP, membership with AAA is pricey. Do you get your money’s worth? Let’s take a look.
5 Social Security Tips Couples Need to Know
Guest Blogger on May 7, 2020
Several little-known Social Security rules enable couples to maximize benefits in ways that single people can’t.
Do You Support the Fast-Food Workers’ Strike?
B.T. Ballenger on March 4, 2021
Across the country, fast-food employees are demanding $15-an-hour pay. Do they deserve it? Would you help pay for it?
Ask an Expert: What’s Not Calculated Into My Credit Score?
Guest Blogger on April 30, 2020
Many people believe that a number of situations that are bad for your personal finances — being unemployed, for instance — will automatically affect your credit scores. Not so.
Ask Stacy: How Do I Cancel a Credit Card?
Stacy Johnson CPA on January 31, 2018
When you want to stop using a credit card, you just cut it up, right? Not quite. Here’s how to do it right.
Ask an Expert: Should I Lower My Credit Limit to Help Rein in My Spending?
Guest Blogger on April 30, 2020
You may think you’re reducing your temptation to overspend by lowering your available credit. But that’s not the only potential result to consider.
Ask Stacy: What’s the Best Internet Provider?
Stacy Johnson CPA on January 31, 2018
More and more people are dumping pay TV and opting for online viewing instead. But to make it work, you’ll need a fast Internet connection. Here are your choices, with the pros and cons of each.
The Biggest Social Security Mistake You’re Likely to Make
B.T. Ballenger on May 7, 2020
This one simple misstep could cost you thousands of dollars in benefits a year.
Ask an Expert: Can I Build Credit as an Authorized User?
Guest Blogger on January 31, 2018
There are some issues to consider being going this route to build a stellar credit history.
You’ve Inherited a 401(k). Now What?
Angela Brandt on October 5, 2022
What if you inherit a big pot of 401(k) money? When do you get to collect and will you have taxes to pay?
Ask Stacy: Can DirecTV Charge for Something I Didn’t Order?
Stacy Johnson CPA on January 31, 2018
If you have DirecTV, know someone who does, or are considering subscribing, read this. In fact, if you pay for TV at all, read this.
Ask Stacy: How Do Reverse Mortgages Work?
Stacy Johnson CPA on January 31, 2018
If you’re 62 or over, or know someone who is, sooner or later you’ll probably hear about reverse mortgages. Here’s what you need to know.
I Saw My Spouse’s Credit Report … and I Freaked Out
Guest Blogger on April 30, 2020
You and your spouse can work together to improve his or her bad credit scores.
Beginning Stock Investor? Here’s All You Need to Know
Stacy Johnson CPA on November 25, 2023
Investing in stocks isn’t nearly as complicated as Wall Street wants you to believe. Proof: I can tell you everything you need to know in one short article.
Why Women Are More Likely to Retire Poor Than Men (And What They Can Do About It)
Angela Colley on May 7, 2020
Women face special challenges when it comes to saving for retirement. Take these steps to make sure your funds don’t fall short of your goals.
Ask Stacy: How Can I Dump a Timeshare?
Stacy Johnson CPA on January 31, 2018
A reader wants to get out of a timeshare she says was falsely advertised. If you’ve ever considered a timeshare, or know someone who has, here’s what you need to know.
Ask Stacy: Is This Source for Free Credit Scores For Real?
Stacy Johnson CPA on January 31, 2018
A reader thought he was getting a free credit report, but he was actually signing up with a credit repair agency. Let’s be careful out there, folks.
10 Cheap and Memorable Anniversary Ideas
Angela Colley on March 3, 2021
Your anniversary is meant to be a lot of things — romantic, fun, memorable — but expensive isn’t one of them. Here are 10 ways to create the perfect day for less than $100.
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