Articles
Ask Stacy: Can a Short Sale Be Removed From My Credit History?
Stacy Johnson CPA on January 31, 2018
This former service member had to short-sale their house and wants the negative mark removed from their credit history. Reasonable? Possible?
Ask Stacy: How Can I Clean Up My Credit History?
Stacy Johnson CPA on May 29, 2020
This member of the military wants to know if he should contact old creditors to see if they’ll remove bad marks from his credit history. Is it possible?
Ask Stacy: Chase Screwed Me. Should I Sue?
Stacy Johnson CPA on January 31, 2018
This reader took out a low fixed-rate loan from Chase Bank only to see her minimum payments more than double. What can she do?
Ask Stacy: How Can I Get Ahead on $26,000 a Year?
Stacy Johnson CPA on January 31, 2018
This reader appreciates tips on spending less, but what he really wants to know is, “How can I make more?” Here’s what I think…what about you?
Your USPS Money Order Is Lost. What Now?
Angela Colley on July 31, 2020
So your USPS money order is lost in the mail somewhere? You can get a replacement, but it’s going to take some work.
Despite TV’s Obsession With Pawnshops, They’re Still Last Resort
Stacy Johnson CPA on June 30, 2021
There are no less than 5 reality shows now glorifying the pawn business. But there’s nothing glorious about paying uber-high rates to borrow money.
Ask Stacy: Should I Pay Off My House or Invest?
Stacy Johnson CPA on January 31, 2018
He’s 29 years old, his only debt is his mortgage, and he’s got enough in the stock market to pay it off. What would you do?
Ask Stacy: How Bad Are Old Unpaid Bills?
Stacy Johnson CPA on January 31, 2018
Those old delinquent debts have long faded from your memory. But now that it’s time to buy a house, will potential mortgage lenders forget about them too?
Why I Never Shop at Dollar Stores
Angela Colley on May 4, 2017
Are you a dollar store detester or devotee? You won’t catch me in one. Here’s why.
2012 Forecast: Stocks, Housing, and Oil Prices
B.T. Ballenger on May 29, 2020
It’s a new year, which means a new set of economic predictions from every pundit and blowhard in the business. We’ve collected several, and as usual, pit them against the opinion of average folks on the street. Let’s see who wins!
Ask Stacy Followup: My Credit History Reappeared!
Stacy Johnson CPA on January 31, 2018
About a month ago, a reader wrote to report that her credit history had been accidentally wiped out by TransUnion. It’s back now, and there’s a lesson in it for all of us.
What to Watch For When Your Bank Merges
Michael Koretzky on December 28, 2011
If you haven’t had your bank merge with another in your lifetime – well, you haven’t lived all that long. If it hasn’t happened to you yet, it will. Here’s what you need to know to protect yourself.
Ask Stacy: How Do I Get Started Investing?
Stacy Johnson CPA on January 31, 2018
Tired of earning less than 1 percent on your savings? Here’s how to do better.
Ask Stacy: Why Are E-Books So Expensive?
Stacy Johnson CPA on January 31, 2018
This reader is steamed that I’m charging so much for the digital editions of my books. E-books eliminate expenses ranging from paper to transportation – shouldn’t they cost less than their paper cousins?
5 Home Improvements That Won’t Sell Your House
Angela Colley on January 16, 2018
If you remodel your house because you plan to live in it forever, then do whatever you want. But if you plan to remodel to help your resale value, beware of these projects.
Ask Stacy: Help…My Credit History Disappeared!
Stacy Johnson CPA on January 31, 2018
It’s great when bad marks gradually fall off your credit history. Not so great? When your entire credit history is sucked into some credit bureau black hole.
Ask Stacy: How Do You Start a Blog?
Stacy Johnson CPA on January 31, 2018
There are lots of ways to earn extra income, from getting a raise to getting a part-time job. This reader is interested in sharing her thoughts for money by creating her own blog. How hard is it?
Old Bottle Caps Can Mean Free Holiday Gifts
Donna Freedman on April 7, 2020
Yup, I pick up sticky soda bottles off the street. And I turn them into holiday stocking stuffers – for free.
Ask Stacy: Can a Debt Be Collected Forever?
Stacy Johnson CPA on January 31, 2018
You have an old debt that’s beyond the statute of limitations and long ago dropped off your credit history. Then one day you get a call from a debt collector insisting you pay it. Can they do that?
Ask Stacy: How Do I Stop Junk Mail and Spam?
Stacy Johnson CPA on January 31, 2018
This reader is like most of us: tired of being harassed by junk snail mail and spam. Is there a way to make it stop? No, but there are ways to slow it down.
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