Here’s What It Costs to Insure America’s Favorite Cars

Photo by Soloviova Liudmyla / Shutterstock.com

Americans sure do love their pickup trucks.

Last year, the three most popular vehicles sold in the United States were trucks, according to the 2019 State of Auto Insurance report from insurance search engine The Zebra.

For the report, The Zebra looked at the 10 most popular cars in the U.S. based on sales for 2018 models and then figured what it costs to insure those vehicles.

Here’s how that shook down for America’s most popular cars:

  1. Ford F-series — average annual premium of $1,516
  2. Chevy Silverado — $1,532
  3. Ram pickup — $1,787
  4. Toyota RAV4 — $1,556
  5. Nissan Rogue — $1,546
  6. Toyota Camry — $1,692
  7. Honda CR-V — $1,509
  8. Honda Civic — $1,801
  9. Toyota Corolla — $1,724
  10. Honda Accord — $1,624

As it turns out, the average annual car insurance premiums for these cars are relatively low.

To put them in perspective: The Zebra reports that the cheapest car to insure is the Subaru Outback, with an average annual premium of $1,392. The most expensive car to insure in the Audi R8, with an average annual premium of $4,102.

So the average premiums on the 10 most popular vehicles are much closer to the cheaper end of the spectrum.

Cutting your car insurance costs

No matter what car you drive, you can take steps to lower your auto insurance costs.

Perhaps the single best way to do that is to simply shop around. You can contact multiple insurers for quotes or let a tool like The Zebra do this work for you.

We explain more about how The Zebra works in “7 Real Ways to Save on Your Car Costs“:

“It enables you to compare quotes from more than 200 auto insurers side by side, so you can easily determine which policy best suits your needs. You can then buy coverage online or through one of The Zebra’s licensed agents.”

For more money-saving pointers, check out “The Complete Guide to Getting the Best Possible Deal on Car Insurance” by Money Talks News founder Stacy Johnson. It should be required reading for all drivers. Even those who drive cheaper-to-insure cars will likely discover tips on saving money.

What’s your take on how much it costs to insure the most popular cars? And how have you cut your own auto insurance costs? Share with us by commenting below or over on our Facebook page.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Read Next
The Best and Worst States for Raising a Family in 2021
The Best and Worst States for Raising a Family in 2021

These states have big advantages or disadvantages when it comes to choosing a home for your family.

5 Renovations That Can Impact Your Home Insurance
5 Renovations That Can Impact Your Home Insurance

Home improvements can affect your home insurance policy for the better, the worse or both.

5 States With the Worst Health Care for Retirees
5 States With the Worst Health Care for Retirees

All of these states are located in the same region of the nation.

7 Things I Never Buy at Costco
7 Things I Never Buy at Costco

A bulk buy isn’t always the best buy.

13 Things Seniors Can Get for Free — or Almost Free
13 Things Seniors Can Get for Free — or Almost Free

There are many ways to get cheap or free services and goods after reaching a certain age.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Most Popular
New Retirement Bill Would Help Savers of All Ages
New Retirement Bill Would Help Savers of All Ages

With bipartisan support, this bill could help millions of workers and retirees boost or conserve their retirement savings.

If You Find This Thrift Shopping, Buy It
If You Find This Thrift Shopping, Buy It

This iconic dinnerware is prized for everyday use as well as reselling for profit.

3 Colors That Can Ruin Your Car’s Resale Value
3 Colors That Can Ruin Your Car’s Resale Value

Select the wrong color for your next car, and it could depreciate twice as fast as others.

20 Things That Are Actually Worth Stockpiling
20 Things That Are Actually Worth Stockpiling

You don’t need a year’s supply of toilet paper to survive an outbreak, but consider stocking up on these items.

9 of the Best Things to Do When You Retire
9 of the Best Things to Do When You Retire

You’ve waited all your life for this moment. Make the most of your retirement.

Beware This Hidden Ingredient in Rotisserie Chicken
Beware This Hidden Ingredient in Rotisserie Chicken

Something foul may lurk in those delicious, ready-to-eat birds.

7 Kirkland Signature Items to Avoid at Costco
7 Kirkland Signature Items to Avoid at Costco

Even if it seems you save a bundle buying Costco’s Kirkland Signature brand products, they may not be the bargain they appear to be.

Never Buy These 10 Things on Amazon
Never Buy These 10 Things on Amazon

Just because you can purchase something on Amazon doesn’t mean that you should.

7 Everyday Items About to Get More Expensive
7 Everyday Items About to Get More Expensive

Prices hikes are on the way for some essential goods.

7 Big Purchases You Should Never Make
7 Big Purchases You Should Never Make

Sometimes a big-ticket purchase is nothing more than a big waste of money.

8 of the Worst Things to Buy at Target
8 of the Worst Things to Buy at Target

No store can specialize in everything. For some purchases, it’s smart to shop elsewhere.

8 Things You Should Be Buying at Thrift Stores
8 Things You Should Be Buying at Thrift Stores

For one expert, these secondhand bargains stand out from the rest.

20 Great Part-Time Jobs for Retirees
20 Great Part-Time Jobs for Retirees

Retirees can dial back the intensity of work while continuing to bring in a paycheck.

3 Ways to Get Microsoft Office for Free
3 Ways to Get Microsoft Office for Free

With a little ingenuity, you can cut Office costs to zero.

8 Types of Companies That Check Your Credit Report
8 Types of Companies That Check Your Credit Report

Federal law lets these entities peek at your credit — regardless of whether you’re borrowing money.

11 Foods That Can Keep for Years
11 Foods That Can Keep for Years

These are some of the longest-lasting groceries you can buy.

13 Amazon Purchases We Are Loving Right Now
13 Amazon Purchases We Are Loving Right Now

These practical products make everyday life a little easier.

Selling Your Stuff? Don’t Fall for These 5 Negotiating Tricks
Selling Your Stuff? Don’t Fall for These 5 Negotiating Tricks

Don’t let buyers fleece you — whether you’re selling via a yard sale or Facebook Marketplace.

19 High-Paying Jobs You Can Get With a 2-Year Degree
19 High-Paying Jobs You Can Get With a 2-Year Degree

There are easy high-paying majors available in the U.S. — and no bachelor’s degree is required. We’re here to help you find easy degrees that pay well.

View More Articles

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.