6 Financial Dates for Your November Calendar

Photo by Zerbor / Shutterstock.com

Life moves quickly. It’s easy to get distracted. But it can also be costly.

Miss an important financial date or deadline, and you could be on the hook for a penalty or lose out on a limited-time opportunity to save money.

So, we’ve rounded up the noteworthy money dates that are coming up in November. Take a look and make a note of any that apply to you.

Nov. 1 — Open enrollment starts for Obamacare

The annual open enrollment period for Obamacare health insurance policies starts Nov. 1 and runs until Dec. 15.

If you buy coverage through one of the health insurance marketplaces created by the Affordable Care Act of 2010, this period is your opportunity to enroll or re-enroll in a plan for 2020.

Meanwhile, you can prepare for open enrollment by reviewing these resources from HealthCare.gov:

Nov. 3 — Daylight Saving Time ends

The end of Daylight Saving Time isn’t exactly a financial date, but there’s no better way to spend the “extra” hour it creates than by investing it in your financial well-being.

Money Talks News founder Stacy Johnson proposes a plan to get the most peace of mind and bang for your buck out of that hour in “5 Smart Ways to Spend Your ‘Free’ Hour on Sunday.”

Nov. 29 — Black Friday

The day after Thanksgiving is one of the biggest retail holidays of the year. So, be ready for the bombardment of sales that are liable to start in the days, if not weeks, leading up to Nov. 29.

In the meantime, check out “The 7 Best Things to Buy in October — and 6 to Avoid” to find out which types of purchases you should postpone until Black Friday.

Nov. 30 — Small Business Saturday

Don’t forget about Small Business Saturday amid the Black Friday frenzy.

This retail holiday started by American Express is an opportunity to support a local economy and find unique gifts, among other benefits we detail in “6 Reasons to Shop on Small Business Saturday.”

All month — Open enrollment continues for Medicare

The fall open enrollment period for Medicare — the federal health insurance program primarily reserved for folks age 65 and older — started Oct. 15 and runs until Dec. 7.

So, as a recent blog post from the Medicare program put it, “Now is the time to review your Medicare health and prescription drug coverage and make changes if it no longer meets your needs.”

Medicare recipients who haven’t already done their open enrollment homework should start by rounding up the following:

Dates vary — Open enrollment starts or continues for many employer plans

If you have health insurance through your employer, the chances are good that open enrollment is underway or will start any day now. If you’re unsure of exactly when it starts, check with your employer so you aren’t caught off guard by it.

Would you add any dates to this list? Share in a comment below or on our Facebook page.

How to find cheaper car insurance in minutes

Getting a better deal on car insurance doesn't have to be hard. You can have The Zebra, an insurance comparison site compare quotes in just a few minutes and find you the best rates. Consumers save an average of $368 per year, according to the site, so if you're ready to secure your new rate, get started now.

Read Next
This Pastime Can Keep Your Brain Sharp as You Age
This Pastime Can Keep Your Brain Sharp as You Age

It’s never too late to benefit from taking up this type of activity.

14 Things We Buy and Then Almost Never Use
14 Things We Buy and Then Almost Never Use

Save your money. These items seem alluring but they often end up as coat racks and dust magnets.

7 Tricks to Cleaning Your Bathroom in Minutes
7 Tricks to Cleaning Your Bathroom in Minutes

These tips can get your bathroom sparkling with little time and no elbow grease.

10 Cars That Lose the Most Resale Value After 5 Years
10 Cars That Lose the Most Resale Value After 5 Years

Two types of vehicles are especially likely to see steep plunges in value.

17 Items Under $40 That Will Organize Your Home
17 Items Under $40 That Will Organize Your Home

These clever products on Amazon can help transform a messy nest into the pristine home of your dreams.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Most Popular
This Gas Station Scam Is Victimizing More Drivers
This Gas Station Scam Is Victimizing More Drivers

For the second straight year, a growing number of Americans believe they’ve fallen prey to this scam.

This Is the Most Popular Age for Claiming Social Security
This Is the Most Popular Age for Claiming Social Security

Both men and women are most likely to start receiving Social Security benefits at this age.

7 Ways to Boost Your Credit Score Fast
7 Ways to Boost Your Credit Score Fast

Your financial security might soon depend upon the strength of your credit score.

Could You Give Up These 7 Expenses to Save Thousands of Dollars a Year?
Could You Give Up These 7 Expenses to Save Thousands of Dollars a Year?

You could save more than $30,000 by setting aside these costly expenses for just one year.

6 Things You Should Never Buy at Trader Joe’s
6 Things You Should Never Buy at Trader Joe’s

We love Trader Joe’s for plenty of reasons. But think twice about this handful of products.

Don’t Toss These 7 Household Items — Sell Them
Don’t Toss These 7 Household Items — Sell Them

Here’s how to earn cash as you give new life to these unwanted items.

6 Legal Documents Retirees Need — but Don’t Have
6 Legal Documents Retirees Need — but Don’t Have

Few retirees have these documents that are crucial to their golden years — especially during a pandemic.

19 High-Paying Jobs You Can Get With a 2-Year Degree
19 High-Paying Jobs You Can Get With a 2-Year Degree

These jobs pay more than the typical job in the U.S. — and no bachelor’s degree is required.

7 Unusual Ways to Declutter Your Home
7 Unusual Ways to Declutter Your Home

Tired of possessions weighing you down? Here are seven ways to declutter painlessly and effectively.

The 15 Worst States for Retirees in 2020
The 15 Worst States for Retirees in 2020

Based on dozens of metrics tied to affordability, quality of life and health care, these are not ideal places to spend retirement.

11 Expenses That Quietly Drain Your Wallet
11 Expenses That Quietly Drain Your Wallet

It’s scandalously easy to overspend in these areas of your life.

5 Ways Joe Biden Wants Social Security to Change
5 Ways Joe Biden Wants Social Security to Change

Here’s where Biden — as well as Trump — stands on the future of the Social Security retirement system.

9 Dumb Ways You Are Ruining Your Home Value
9 Dumb Ways You Are Ruining Your Home Value

Homeowners, beware these mistakes that can drive away potential buyers.

3 Ways to Get Microsoft Office for Free
3 Ways to Get Microsoft Office for Free

With a little ingenuity, you can cut Office costs to zero.

7 Tips for Building an Emergency Stockpile
7 Tips for Building an Emergency Stockpile

A pandemic or natural disaster could leave you reliant on your existing food supply. Is your pantry prepared?

10 Deep Discounts Available on Amazon This Friday
10 Deep Discounts Available on Amazon This Friday

These items are all steeply discounted — but the deals won’t last long.

10 Things That Really Are Free on Amazon
10 Things That Really Are Free on Amazon

These freebies are available to anyone — no Prime membership necessary.

21 Things You Should Always Buy at a Dollar Store
21 Things You Should Always Buy at a Dollar Store

Dollar stores have great bargains on both everyday and occasional purchases.

15 Outrageously Overpriced Products — and How to Save on Them
15 Outrageously Overpriced Products — and How to Save on Them

Retailers mark up products by hundreds of times their cost — but you don’t have to pay the premium.

View More Articles

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.