Study Finds CARD Act Helped Reduce Credit Card Fees

on May 12, 2011

It’s been two years since the Credit Card Accountability, Responsibility, and Disclosure Act became law. A new study suggests it may have done at least part of what Congress intended.

Why It Might Be Time to Leave Your Bank – and 3 Steps to Replace It

on December 19, 2011

As more banks increase their fees and create new ones, more and more consumers are ready to switch. Here’s where they’re taking their business – and how you can find a new bank too.

Banks Pushing Cash-Back Credit Cards

on December 19, 2011

Cash-back credit cards are more popular than ever – here’s a look at some of the most popular cards, along with pitfalls to watch for.

Will Consumers Pay for Reduction in Debit Fees?

on December 19, 2011

The Federal Reserve recently proposed a reduction of up to 80 percent in the fees banks charge merchants for processing debit cards. If the proposal is instituted, retailers win and banks lose. But what about consumers?

Foreclosure Rip-offs – First the Banks, Now the Lawyers?

on November 7, 2012

In prior stories, we’ve covered blatant rule violations by lenders and the lawyers they hired to process foreclosures. Turns out some of the lawyers defending hapless homeowners may also be more interested in money than justice.

Next Bank Scandal? Forced-Place Homeowners Insurance

on November 16, 2010

Imagine how you’d feel if your mortgage lender bought one year’s worth of homeowners insurance on your home – then billed you $33,000?

Consumer Tips for Automated Banking

on December 19, 2011

Last month Chase’s online banking was down for a few days – if that happens with your bank, what about your automatic bill payments? Proper protocol for online banking…

Bank of America: Free Checking May Become Fee Checking

on December 19, 2011

The nation’s largest bank, Bank of America, is exploring ways to leave free checking behind.

Congress Takes a Swipe at Swipe Fees

on November 7, 2012

If you have a debit card, the cost for using it is likely to drop – for your local merchant. Whether you’ll see the savings or not, only time will tell.

Tired of Being Robbed by Your Bank?

on December 19, 2011

If the savings rates you’re receiving at your bank are too low, maybe it’s time to shop for better rates.

The Mother of Outrageous Fees?

on June 16, 2010

A New York company recently announced a plan to collect 1% of the sales price of a home each and every time it’s sold for the next century.

Ranking the “Most Hated” Consumer Fees

on November 7, 2012

It’s often said America is the home of the fee. Here are five of the worst… Is your most hated fee on it?

How Ron Dealt with Debt: Bankruptcy

on January 29, 2010

A heartbreaking, personal story from just one of the 1.4 million Americans who filed bankruptcy last year.

Hate Your Bank? 3 Steps to Ditch ‘Em

on December 19, 2011

There are still places you can get free checking with lower fees. And switching doesn’t have to be a hassle.

Fed Finally Stops Overdraft Fees on Debit Cards…Kind of

on November 13, 2009

If you used your debit card to buy a $3 latte when there was only $2.95 in your account, you were suddenly drinking a $33 latte.

Way to Save #69: Use Only Your Bank's ATM

on December 19, 2011

Use only your bank’s ATM. Using a foreign bank racks up not only their ATM fee, but any fee your bank imposes, too. Avoid fees to get to your own money!

Way to Save #68: Don't Use A Bank

on December 19, 2011

Instead, use a credit union. Credit unions generally offer lower rates on loans, higher rates on savings, and lower fees than commercial banks. To find one that will accept you as a member, ask your employer or open the yellow pages and make a few calls.

Way to Save #67: Shop Your Banks

on December 19, 2011

As banks consolidate, competition is decreasing and fees are increasing. Think about the services you need first, then call around and see who can deliver them for the least money. Do you do a lot of ATM transactions? Then you need a bank with lots of branches and ATM machines to avoid paying “foreign” ATM … Continued

Avoiding Overdraft Fees

on December 19, 2011

It’s hard to live without a checking account. But it’s also hard to live with the fees you can rack up if you overdraw it.

8 Genius Moves to Make When the Price of Everything Is Going Up

on August 25, 2026

It feels like the price of everything goes up every time you leave the house. But before you start slashing your budget, here are a few clever, under-the-radar moves you can make today to put hundreds of dollars back in your pocket.

181 - 200 of 1,624