15 Places That Are Most Vulnerable to Flood Damage

Hurricane Harvey flooding
AMFPhotography / Shutterstock.com

Editor's Note: This story originally appeared on LawnStarter.

Which parts of the U.S. are most vulnerable to flood damage?

To find out, LawnStarter ranked the U.S. counties most at risk for flooding.

We compared over 940 counties with a relatively moderate to very high flood risk according to the Federal Emergency Management Agency (FEMA).

We considered each county’s risk and expected annual loss from riverine and coastal flooding. We also looked at the share of populations of children, elderly, and residents in mobile homes, in addition to local demand for flood insurance.

The following is our ranking of the counties most vulnerable to flooding. To learn how we ranked the counties, see our methodology at the end.

15. St. Martin Parish, LA

Lake Martin, a swamp in St. Martin Parish, Louisiana
Joseph Sohm / Shutterstock.com
  • Overall Score: 48.97
  • Flood Risk Rank: 25
  • Economic Impact Rank: 58
  • Preparedness Rank: 407
  • Population Vulnerability Rank: 85

14. St. Mary Parish, LA

Coffins washed into the road by Hurricane Rita in St. Mary Parish, Louisiana, in 2005
Bob Pool / Shutterstock.com
  • Overall Score: 48.97
  • Flood Risk Rank: 20
  • Economic Impact Rank: 78
  • Preparedness Rank: 407
  • Population Vulnerability Rank: 111

13. Coos County, OR

Coos Bay, Oregon
MelWood / Shutterstock.com
  • Overall Score: 49.31
  • Flood Risk Rank: 13
  • Economic Impact Rank: 29
  • Preparedness Rank: 517
  • Population Vulnerability Rank: 218

12. Dixie County, FL

Driftwood in Shired Island, Florida
Stacey Lynn Crary / Shutterstock.com
  • Overall Score: 49.53
  • Flood Risk Rank: 94
  • Economic Impact Rank: 294
  • Preparedness Rank: 28
  • Population Vulnerability Rank: 7

11. Philadelphia County, PA

Philadelphia, Pennsylvania at dusk
f11photo / Shutterstock.com
  • Overall Score: 49.63
  • Flood Risk Rank: 9
  • Economic Impact Rank: 27
  • Preparedness Rank: 56
  • Population Vulnerability Rank: 834

10. Brevard County, FL

Melbourne, Florida
Stephen Wood / Shutterstock.com
  • Overall Score: 50.12
  • Flood Risk Rank: 35
  • Economic Impact Rank: 72
  • Preparedness Rank: 10
  • Population Vulnerability Rank: 512

9. St. Johns County, FL

St. Augustine, Florida
Sean Pavone / Shutterstock.com
  • Overall Score: 50.24
  • Flood Risk Rank: 22
  • Economic Impact Rank: 57
  • Preparedness Rank: 15
  • Population Vulnerability Rank: 683

8. Miami-Dade County, FL

Flooding in Miami-Dade County, Florida, after Hurricane Sandy
meunierd / Shutterstock.com
  • Overall Score: 50.29
  • Flood Risk Rank: 50
  • Economic Impact Rank: 16
  • Preparedness Rank: 2
  • Population Vulnerability Rank: 848

7. Volusia County, FL

Daytona Beach, Florida
RodClementPhotography / Shutterstock.com
  • Overall Score: 50.38
  • Flood Risk Rank: 32
  • Economic Impact Rank: 98
  • Preparedness Rank: 10
  • Population Vulnerability Rank: 432

6. Cameron County, TX

Brownsville, Texas
Danita Delimont / Shutterstock.com
  • Overall Score: 51.74
  • Flood Risk Rank: 3
  • Economic Impact Rank: 20
  • Preparedness Rank: 206
  • Population Vulnerability Rank: 348

5. Cape May County, NJ

Ocean City, New Jersey waterfront homes
MSPhotographic / Shutterstock.com
  • Overall Score: 52.43
  • Flood Risk Rank: 11
  • Economic Impact Rank: 6
  • Preparedness Rank: 358
  • Population Vulnerability Rank: 430

4. Atlantic County, NJ

Steel Pier in Atlantic City, New Jersey
ESB Professional / Shutterstock.com
  • Overall Score: 53.58
  • Flood Risk Rank: 2
  • Economic Impact Rank: 5
  • Preparedness Rank: 352
  • Population Vulnerability Rank: 672

3. Ocean County, NJ

Lavallette, New Jersey
Royal Flush / Shutterstock.com
  • Overall Score: 57.67
  • Flood Risk Rank: 1
  • Economic Impact Rank: 3
  • Preparedness Rank: 339
  • Population Vulnerability Rank: 212

2. Bergen County, NJ

Train in Lyndhurst, New Jersey, in Bergen County
Joseph M. Arseneau / Shutterstock.com
  • Overall Score: 60.98
  • Flood Risk Rank: 7
  • Economic Impact Rank: 1
  • Preparedness Rank: 333
  • Population Vulnerability Rank: 876

1. Harris County, TX

Flooded home in Texas after Hurricane Harvey in 2017
IrinaK / Shutterstock.com
  • Overall Score: 63.87
  • Flood Risk Rank: 56
  • Economic Impact Rank: 2
  • Preparedness Rank: 1
  • Population Vulnerability Rank: 744

Methodology

Investing
crazystocker / Shutterstock.com

First, we determined the factors (metrics) that are most relevant to rank the counties most at risk for flooding.

We then assigned a weight to each factor based on its importance and grouped those factors into four categories: Flood Risk, Economic Impact, Preparedness, and Population Vulnerability. Here are the factors:

  • Riverine Flooding Risk Score
  • Coastal Flooding Risk Score
  • Coastal Flooding – Expected Annual Loss – Total
  • Riverine Flooding – Expected Annual Loss – Total
  • Share of Mobile Homes
  • Percentage of People 60 Years and Over
  • Percentage of Children Under 5
  • Google Searches – Flood Insurance
  • Flood Insurance Providers

For each of the 943 counties with a relatively moderate to very high risk of coastal and/or riverine flooding according to FEMA, we then gathered data on each factor.

Finally, we calculated scores (out of 100 points) for each county to determine its rank in each factor, each category, and overall. A county’s Overall Score is the average of its scores across all factors and categories. The highest Overall Score ranked “Best” (No. 1).

 

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