The 10 Most Affordable Housing Markets for Single Women

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend.

Single female homeowner
fizkes /

In recent years, single women have been more likely to become homeowners than ever before.

By 2021, nearly as many single women owned homes as did single men, according to Zillow. The gap widened a bit last year, with female homebuyers falling behind their male counterparts. But the longer-term trend is unmistakable, with single women increasingly having the resources to purchase their own piece of the American dream.

Given that women still don’t earn as much as men on average — making about 82 cents for every $1 earned by men — which markets are most affordable for single women looking to buy a home?

Zillow crunched the numbers and found that the following cities have the highest percentage of listings that are affordable for single women based on the typical salary for a woman who is solo.

1. Pittsburgh

Pittsburgh, Pennsylvania
Sean Pavone /

Home listings in this metro area that are affordable on the typical woman’s salary: 32.6% as of February 2023

The median salary for women in Pittsburgh is $25,000, but homes here are not as expensive as elsewhere in the country, with a median list price of just $184,652.

The Steel City is also among the “The 15 Most Stable U.S. Housing Markets.”

2. St. Louis

St. Louis, Missouri

Home listings in this metro area that are affordable on the typical woman’s salary: 31.5% as of February 2023

In St. Louis, women earn a median income of $22,984, slightly less than in Pittsburgh. But homes here are even cheaper, listing for a median price of $172,838.

Those low home prices have landed St. Louis on the list of “The 10 Best Cities for First-Time Homebuyers in 2023.”

3. Detroit

Detroit, Michigan
Harold Stiver /

Home listings in this metro area that are affordable on the typical woman’s salary: 30.3% as of February 2023

Women in Detroit earn a median income of $22,000, and homes in the Motor City are famously affordable, with a median list price of just $187,179.

Detroit recently finished at No. 1 on the list of “The 5 Most Affordable Housing Markets in America.”

The rest of the top 10

Buffalo New York
Sopotnicki /

Here are the rest of the top cities that are affordable for a single woman making a typical woman’s salary:

  • Buffalo, New York: 25.1%
  • Cleveland: 24.4%
  • Memphis, Tennessee: 21%
  • Baltimore: 20.8%
  • Birmingham, Alabama: 16.5%
  • Milwaukee: 14.3%
  • Philadelphia: 13.8%

Looking for a home of your own? Stop by the Money Talks News Solutions Center and search for a great mortgage rate.

Get smarter with your money!

Want the best money-news and tips to help you make more and spend less? Then sign up for the free Money Talks Newsletter to receive daily updates of personal finance news and advice, delivered straight to your inbox. Sign up for our free newsletter today.