The Best Credit Cards With Limited-Time Promotions

Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers.

While travel may not be top-of-mind right now, many credit card issuers are offering impressive sign-up bonuses you can bank for future plans.

Some cards even offer straight cash bonuses, so even if you aren’t looking to squeeze more value out of your travel rewards, now is a great time to look at available credit card promotional offers.

Here are our favorite credit cards with strong promotional offers available right now — all of which offer value well beyond their sign-up bonuses.

Chase Freedom Unlimited

Why we like it: With no annual fee to worry about, the Chase Freedom Unlimited card is a top-tier choice for grocery or general cash-back rewards, offering at least 1.5% cash back on every purchase and more in certain categories. You also earn an extra 1.5% cash back on every purchase on up to $20,000 spent in the first year. For example, that extra 1.5% would boost the 5% cash back normally available for travel up to 6.5%.

What to know:

• 5% cash back on travel-related purchases through Chase.
• 3% cash back on dining at restaurants and on drugstore purchases.
• 1.5% cash back on every other purchase.
• No expiration on cash-back rewards.
• 0% introductory APR on purchases for 15 months, then a variable rate of 17.24% to 25.99%.
• No annual fee.

Note: This card has a foreign transaction fee, so plan accordingly for international travel.

Chase Sapphire Reserve

Why we like it: The Chase Sapphire Reserve card offers a sign-up bonus of 50,000 Ultimate Rewards points after you spend $4,000 with the card within the first three months. Redeeming those points for travel through the Chase website adds 50% to their value, for a bonus worth $750.

What to know:

• Get 50,000 bonus Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening.
• Earn 10 points per $1 spent on Lyft rides through March 2022.
• Earn 3 points per $1 spent on travel and dining.
• Earn 3 points per $1 spent on up to $1,000 in grocery store purchases per month through April 2021.
• Earn 1 point per $1 spent on everything else.
• $300 annual travel credit.
• A free year of Lyft Pink membership.
• Complimentary DashPass delivery subscription.
• Global Entry or TSA Pre-check application reimbursement up to $100.
• $550 annual fee.

Note: The annual fee looks high, but is offset by the $300 annual travel credit and other card benefits, including food delivery and rideshare services and airport lounge access.

Marriott Bonvoy Boundless

Why we like it: The Marriott Bonvoy Boundless card offers a sign-up bonus of five free nights (each worth up to 50,000 points) after you spend $5,000 within the first three months, an incredible value among hotel rewards cards.

What to know:

• Get 5 free nights after spending $5,000 on purchases in the first three months from account opening.
• Earn up to 17 points per $1 spent at more than 7,000 Marriott Bonvoy hotels.
• Earn 3 points per $1 spent on up to $6,000 in total purchases at gas stations, restaurants and grocery stores per year.
• Earn 2 points per $1 spent on everything else.
• No foreign transaction fees.
• $95 annual fee.

Note: This card guarantees free in-room Wi-Fi at participating Marriott Bonvoy hotels, a free night’s stay per year valued at up to 35,000 points, and other travel benefits.

Looking for something else in a credit card? Use our credit card search tool to find the best card for you, no matter what you need or where you’re at.

Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers.