They say there’s no such thing as a free lunch, and that may be true, but there are ways to get richer with very little effort.
Following is a list of things you can do to earn or save thousands that you can do while lying by the pool, hanging out in a hammock, or even during commercial breaks while you’re watching TV.
Not all will work for you, but some will, so be sure and read the entire list. And act quickly, since some of these programs can end without notice.
1. Earn $1,370 per month doing simple tasks
Lots of companies let you earn money by filling out surveys, completing tasks, signing up for stuff, or playing games.
But FreeCash is in a league of its own.
Freecash boasts the fastest payouts (we’re talking instant!), with minimum withdrawals as low as $5. Plus, you can cash out with PayPal, crypto, gift cards – the choice is yours. FreeCash users have already earned more than $150,000,000!
So try FreeCash. It’s the fast, fun way to earn real cash. Don’t waste another minute – Freecash is waiting!
2. Ask this company to help reduce your credit card debt
Worrying about debt is probably the worst way you can spend your time, and paying interest and late fees is the worst way you can spend your money.
If you’ve got a problem, the sooner you deal with it, the better.
If you have over $10,000 in debt, National Debt Relief is one of the most respected providers of debt relief in the U.S.
They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also are top-rated by Top Consumer Reviews, Top Ten Reviews, ConsumersAdvocate.org and ConsumerAffairs.
You simply fill out a form on the company website, then a certified debt specialist will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free. There’s no upfront fee and no obligation to get started.
National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt. Ready to start a new, happier chapter of your life?
Don’t wait another minute. Check them out right now.
3. Get an extra $600 to cancel your car insurance
How would you feel if you found out you’re throwing away $600 annually just to pad some insurance company’s bottom line?
It’s very possible. But there’s only one way to know for sure.
Take a minute and use This new insurance shopping tool from FinanceBuzz. It can tell if you’re overpaying for your car insurance with just a few clicks.
Savings will vary by driving history and how many discounts you’re eligible for, but don’t be surprised if you can find the same coverage for hundreds less. And if not? You’ll get peace of mind by knowing you’re already getting the best possible deal.
To find out if you’re losing up to $600 or more a year, just click this link, answer a few questions, enter your zip, email, and phone, and within 2 minutes you’ll see if you qualify for a lower rate.
4. Earn an extra million
To properly manage your money, work with a professional—it’s totally worth it. A Vanguard study found that a hypothetical $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a financial advisor. That’s twice as much!
If you’ve got at least $100,000 in investable assets, skip the endless research and risky guesswork. Advisor Match connects you with your top three vetted fiduciary advisors in minutes, not months.
Their stringent vetting process ensures every advisor in our network of 7,000+ professionals meets the highest standards—CFP®, CFA®, or CPA credentials, proven track records, and zero conflicts of interest. They work exclusively in your best interest with no hidden fees.
Take the one-minute quiz and their personalized matching algorithm analyzes your financial situation, goals, and preferences.
Even if you don’t want help picking investments, an advisor can help lower your tax burden, create a comprehensive financial plan, maximize your Social Security, and ensure you’re on the right track.
What used to take 60 days now happens in just one week.
Get Your 3 Vetted Advisor Matches Now.
Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”
5. Switch banks and get a cash bonus
If you’re banking at a traditional brick-and-mortar bank, you’re getting ripped off. They’re charging you for checking account and paying a pittance on your savings.
Better idea? SoFi. They offer a combination checking-and-savings account, and if you set up direct deposit, you can earn a competitive APY on your savings. That’s many times the national average.
Earn up to 4.40% Annual Percentage Yield (APY) on one SoFi Savings account with a 1.10% APY Boost (added to the 3.30% APY as of 10/20/26) for up to 6 months. Open your first SoFi Checking and Savings account between 10/20/26 and 12/31/27, then within 60 days of account opening receive an eligible direct deposit OR $5,000 or more in qualifying deposits. You must maintain eligible direct deposit or $5,000 in qualifying deposits every 31 days to keep the Boost, for up to 6 months. Rates variable, subject to change.
Terms apply at sofi.com/banking. SoFi Bank, N.A. Member FDIC.
Better yet, they pay you a cash bonus just for signing up!
Set up eligible direct deposit, and you could get a cash bonus.
Other cool features:
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- Get paid up to two days early
- No overdraft fees or monthly fees
- Free use 55,000 ATMs nationwide
- Free paper checks, if you want them
- Deposits insured up to $2 million
- Earn up to 15% cash back using your debit card
Banking has changed. Time for you to change with it.
6. Cash in on your home’s equity
Why settle for less when you can create the home of your dreams right where you are? Or use the cash for anything else you need?
With today’s soaring real estate prices, a home equity line of credit (HELOC) could be the answer to unlocking your home’s full potential without breaking the bank.
Instead of stretching your budget on an overpriced new home, tap into the equity you’ve built to finance those renovations you’ve longed for. Upgrade your outdated kitchen, build your dream master suite, or finally add that home office. But the flexibility doesn’t stop there – use your HELOC funds for other goals like consolidating debt, paying for education, taking a dream vacation and more!
The best part? HELOCs typically offer lower interest rates than credit cards or personal loans since they’re secured by your home’s equity. That means big savings while you build lasting value.
Don’t wait any longer to unlock your home’s potential. Visit Money.com's home equity loan table today to easily compare HELOC rates from multiple lenders and find the most affordable option. With just a few clicks, you could be on your way to an envy-worthy dream home or funding anything else on your list!
Click Money.com home equity loan table here.
7. For just $2/day, you can protect your home
Your dishwasher just died. Your AC won’t start. Your water heater is leaking all over the floor. Sound familiar? Don’t let unexpected breakdowns empty your bank account.
TV’s Ty Pennington knows what smart homeowners do – they get Choice Home Warranty protection before disaster strikes. When your appliances, electrical, plumbing, or HVAC systems break down, Choice fixes them fast.
That’s why TV’s Ty Pennington, known for transforming lives and homes on Extreme Makeover: Home Edition and Trading Spaces, is teaming up with Choice Home Warranty. As someone who’s spent years fixing up homes across America, Ty knows the smartest move homeowners can make, which is getting protection before disaster strikes.
Need help at 2 AM? With Choice Home Warranty’s 24/7 claims line, you can request service anytime, day or night. When covered issues pop up, they’ll quickly dispatch a trusted technician from their approved network to handle the repair for you. If it can’t be repaired, they’ll will be replaced!
“There’s Nobody Better Than Choice,” says Ty Pennington, and thousands of homeowners agree. Stop gambling with costly repairs that could hit your wallet hard.
Don’t wait for the next breakdown. Get your free quote today.
8. Leave your family $3M richer
Want to know the secret to sleeping better at night? (Hint: It’s not another meditation app).
If you’re between the ages of 20 and 59, and not living in New York, it’s time to consider a term life insurance policy that doesn’t make your wallet cry.
With Ethos, you can get up to $3 million in coverage for less than your monthly streaming subscriptions.*
Why Ethos? Because nobody likes paperwork or doctor’s appointments.
• Skip the medical exam (in most cases) and apply from your couch**
• Get approved faster than your pizza delivery (90% get instant approval)
• Choose coverage that fits your budget like your favorite jeans
• Free will and estate planning tools valued at $898 included*
Get your personalized quote faster than you can say “financial responsibility.” Phone-friendly, website-friendly, and commitment-phobe-friendly with a 30-day money-back guarantee.
Because protecting your family shouldn’t be harder than assembling IKEA furniture.
Get Term Life Now → Easy Online Application Available.
Perks: *Estate Planning Tools are available with the purchase of an eligible policy; not available in SD or WA. Pricing: *Term length, health, age, coverage amount, No medical exams. **Answer a few health questions
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