B.T. Ballenger
How I Make Homemade Ice Cream That’s Better Than Store-Bought (in Just 5 Steps)
B.T. Ballenger on July 15, 2026
Here’s an easy way to make custom flavors in your own kitchen — no expensive machine necessary.
11 Reasons You Don’t Want to Retire in Florida — According to a Former Floridian
B.T. Ballenger on July 5, 2026
Maybe it’s still worth it — but you might change your mind after you read all these cons.
6 Ways to Get Amazon Prime for Free or Cheap — Just in Time for Prime Day Deals
Veneta Lusk and B.T. Ballenger on June 18, 2026
Hesitant to drop $139 a year on an Amazon Prime membership? Here’s how to get it for free or at a discount.
The 10 Most Affordable States for Retirees in 2026
Kristin Kurens and B.T. Ballenger on June 17, 2026
If living expenses are the most important factor for retirement, a recent analysis says these are the best places to live.
15 Places to Find Free E-Books in 2026
B.T. Ballenger on June 16, 2026
Don’t spend money on e-books when you can find millions of free titles on these apps and sites.
7 Things You Should Not Store in Your Garage
B.T. Ballenger on June 16, 2026
There are much safer places for all these items.
7 Smart Ways to Reuse an Old Phone or Tablet
B.T. Ballenger on June 15, 2026
Put your outdated gadgets to work with these simple ideas ranging from practical to playful.
9 Small Splurges That Can Make a Big Difference in Your Life
B.T. Ballenger and Kristin Kurens on June 10, 2026
Some purchases are hard to justify — but others make so much sense you’ll wonder how you ever lived without them.
8 Groups Who Can Make Early Retirement Withdrawals Without Penalty
B.T. Ballenger on June 9, 2026
Under certain conditions, the IRS is willing to waive penalties for early withdrawals from IRAs, pensions and 401(k)s.
12 Types of Retirement Income That Are Not Taxable
B.T. Ballenger on May 27, 2026
There are lots of things Uncle Sam can’t touch — so long as you play by the rules.
7 Social Security Rules That Married Couples Should Know
B.T. Ballenger on May 26, 2026
Know what you might be eligible for, now or in the future, so you can properly plan your retirement finances.
7 Little-Known Perks of AAA Membership. How Many Are You Missing Out On?
B.T. Ballenger on May 12, 2026
Your local auto club may have a lot more to offer than fixing flats and towing you to a mechanic.
4 Pitfalls That Every New Medicare Enrollee Should Know (Some Could Cost You for As Long As You Live)
B.T. Ballenger and Marilyn Lewis on May 8, 2026
Medicare’s rules are exacting, and penalties can be stiff and sometimes permanent.
5 Home Services You Should Not Pay For
B.T. Ballenger on April 30, 2026
Some can be had for free, and others are of dubious value.
Beware These 10 Signs of Identity Theft (Before It’s Too Late)
B.T. Ballenger on April 28, 2026
These red flags signal that your financial data or other personal information may have been stolen.
How to ‘Lock’ Your Social Security Number — and Why You Should
B.T. Ballenger on April 1, 2026
Don’t wait to be a victim of thieves before you do this.
7 Ways to Guarantee Yourself a Steady Retirement Income That Lasts (However Long You Live)
B.T. Ballenger on January 19, 2026
Saving is just one part of the retirement equation. Check out these ways to guarantee income in your golden years.
Social Security Increases Next Month — Here’s What You Should Know
B.T. Ballenger on December 22, 2025
Know what to expect in the new year, including how much more you’ll get and when.
Here’s the Social Security COLA the Year You Were Born
B.T. Ballenger on October 27, 2025
Here’s a look at how benefits have changed in good times and leaner ones.
Bill Would Make All Social Security Benefits Tax-Free Starting in 2026
Karla Bowsher and B.T. Ballenger on October 2, 2025
If the legislation passes, nobody would owe federal income taxes on their Social Security payments.
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