Gold Is $1,500 Off Its Record but Still Pays. Here’s the Math on the Old Jewelry in Your Drawer

on October 27, 2026

A 12-gram 14K chain holds about $915 in gold at today’s price. Here’s how to run the numbers on your own pieces before you take an offer.

86% of Americans 50 and Older Don’t Feel Free to Spend Their Savings. What About the Rest?

on October 27, 2026

Even among people with $500,000 or more, most hold back. Those who felt freer to spend had a few things in common.

Insurer Travelers Says Winter Drives Up Car Claim Costs. 5 Coverage Checks Before the First Snow

on October 27, 2026

Sliding into a ditch and having a branch fall on the hood land under two different parts of the same policy. One of them may not be on yours.

Half of Pre-Retirees Now Plan to Semi-Retire. 5 Moves That Decide Whether It Pays Off

on October 26, 2026

Cutting back instead of quitting can stretch a nest egg. But one missed deadline along the way can also cost you for life.

Bank of America’s CEO Says Customers Can Get ‘4%+’ on Spare Cash. Most Savings Accounts Don’t Come Close

on October 26, 2026

The typical U.S. savings account still pays well under 1%, and closing the gap comes down to one decision.

Home Repair Costs Jumped 76% in a Decade. 6 Ways to Keep Your Costs Down

on October 26, 2026

Three-quarters of these projects are paid for straight out of savings, but you can minimize those withdrawals.

A Record 769,000 Fidelity Savers Are Now 401(k) Millionaires. What Changes When the Balance Is That Big?

on October 26, 2026

The tax break that helped the money grow comes due in retirement, on a schedule you do not fully control.

Demand for Financial Advice Is ‘Accelerating,’ Says Schwab CEO. 4 Retirement Decisions to Ponder

on October 23, 2026

Few Schwab customers use its advice services today. The retirement decisions that come with a deadline show when getting help may be worth it.

Taking Your Pension As a Lump Sum? The IRS Rates Behind the Payout Just Rose

on October 23, 2026

The promised monthly check hasn’t changed. What it’s worth as a single payment has, and the timing of your paperwork may decide by how much.

Dave Ramsey Says 8%. Morningstar Says Under 4%. Why the Gap?

on October 22, 2026

Experts have very different ideas about safe withdrawal rates. The one you choose could make a big difference to your retirement.

Turning 73 in 2026? Waiting on Your First RMD Could Put Two Withdrawals on One Tax Return

on October 22, 2026

The IRS grants a grace period on the first withdrawal. The second one keeps its original date.

Missed the Oct. 15 Tax Extension Deadline? What Waiting Another 60 Days Can Cost

on October 22, 2026

Some charges started piling up back in April. A December date decides whether a much bigger one joins them.

50 or Older and Making More Than $150,000? Your 401(k) Catch-up Must Now Be Roth

on October 22, 2026

A rule in effect since Jan. 1 moves the tax break and changes the paycheck math. The test looks at last year’s pay.

‘Dirty Jobs’ Host Mike Rowe Says for Every 5 Tradespeople Who Leave, Only 2 Are Replaced. 7 Home Maintenance Jobs to Handle Before Winter

on October 21, 2026

The repair calls that pile up after the first freeze go to an ever-decreasing pool of workers. Here’s how to avoid emergency repairs.

Gold in a Traditional IRA? The IRS Still Sets a Withdrawal Deadline, and Missing It Can Cost 25%

on October 21, 2026

Selling metal on a deadline isn’t the only way to satisfy the IRS. Here’s how to cover the full amount and leave the gold untouched.

9 Stealthy Ways to Prepare for a Career Change After 50 (Without Tipping Off Your Boss)

on October 20, 2026

Lay the groundwork for your next move while keeping your current income intact.

Study Found 40% of Older Adults Leaned Far Enough to Tip a Ladder. Here Are 4 Safer Ways to Clean Gutters.

on October 20, 2026

Debris still left to clear tempted people to lean farther, but that’s not the best way to do it.

Your 2026 Tax Bracket May Have Room to Spare. A Roth Conversion Before Dec. 31 Could Use It

on October 20, 2026

A Roth conversion can fill a low tax bracket, but the extra income can raise other costs.

Want to Add Gold to Your IRA? Be Sure to Buy the Right Kind and Beware Collectibles

on October 20, 2026

It can be a smart way to diversify, but buy the wrong kind of gold, or store it the wrong way, and the purchase can mean a tax bill.

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