30+ years of personal finance
social security card and cashSocial Security Will Get a Bigger Bump in 2027. Here’s What It Means for Benefits
cozy senior couple on couch reading a book7 Social Security Spousal Benefit Rules Every Married Couple Should Know
Happy older investor8 Things You Must Do When Your Savings Reach $100,000

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Ed and Deb’s Household Income Fell From $150K to $60K in 8 Months. At 58, They Ended Up Buried in Debt. What to Do?

on June 16, 2026

When disaster strikes, there are still options, some better than others.

The Fed Meets This Week Under a New Chair. As a CPA Since 1981, Here’s What It Means for Your Savings, Debt, and Home

on June 15, 2026

A new chair, a high-stakes meeting, and rates likely stuck. Here’s what the Fed’s week means for your money.

America Has a Credit Card Problem. Is It 2008 All Over Again?

and on June 12, 2026

Credit card delinquency has hit its highest level since 2011, with 13% of balances 90+ days overdue — and for the deeply indebted, escape is getting harder.

Mortgage Delinquencies and Foreclosures Are Rising, a Worrisome Sign

and on June 9, 2026

Foreclosure inventory just hit a six-year high, and experts say the borrowers who stretched to buy homes in 2022 and beyond are falling behind the fastest.

8 Groups Who Can Make Early Retirement Withdrawals Without Penalty

on June 9, 2026

Under certain conditions, the IRS is willing to waive penalties for early withdrawals from IRAs, pensions and 401(k)s.

Ask Stacy: How Do I Pay for My Kid’s College Without Wrecking My Retirement?

on June 8, 2026

Your kid can borrow for college. You can’t borrow for retirement. Here are rules to keep both intact.

5 Ways to Tap Home Equity in Retirement and 7 Reasons You Might Need To

on June 5, 2026

Learn your options for accessing home equity and when it makes sense to use it.

Need to Finance a Car? Learn What You’re Signing up for First

on June 3, 2026

Getting a new ride is exciting, but be sure you know what you’re getting into if you have to borrow to buy one.

Federal Student Loans Change on July 1. Act Now Before Choices Narrow

and on June 2, 2026

If you’re enrolled in SAVE, PAYE, or IBR — or hold a Parent PLUS loan — the clock is ticking: some repayment options vanish permanently on July 1.

Credit Cards Have Surpassed Debit Cards for Everyday Spending. What Else Are They Good For?

on June 1, 2026

Not all credit cards are created equal. The one you choose should be right for you.

Federal Student Loan Rates to Rise, Making Other Options Better for Some

and on May 30, 2026

Federal student loan rates for 2026-27 are ticking up — and for Parent PLUS borrowers, private lenders offering rates as low as 3% may now be the smarter deal.

7 Reasons Your Credit Score Just Took a Dive

on May 28, 2026

Your score just dropped 50 points, and you swear you did nothing wrong. Here are seven likely culprits.

High Mortgage Rates Aren’t Going Away. How Buyers Are Making It Work

and on May 21, 2026

Nearly 4 in 10 buyers who waited for rates to drop in 2025 now say they regret it — and a new survey reveals the creative workarounds people are using to buy anyway.

These Cities Cut Household Debt the Most, WalletHub Finds

and on May 20, 2026

Seven of the top 10 debt-shedding cities in Q1 2026 are in California — and the leader, Santa Clarita, cut household debt by nearly $9,300 per resident.

7 Brutal Truths About Buying New Cars Instead of Used

on May 11, 2026

Buying new instead of used could quietly steal six figures from your retirement. Here’s the math.

7 Brutal Truths About Buying Too Much House

on May 7, 2026

Stretching for the dream house? Here’s the brutal math on how much it’ll really cost you.

8 Effective Strategies to Pay Off Your Student Loans Fast

and on May 6, 2026

Make getting rid of student loans a priority — this is how to do it.

How Borrowers Can Beat High Interest Rates While the Fed Waits

and on May 4, 2026

With the Fed frozen at 3.5%–3.75% all year, borrowers who shop smart can still snag car loans at 5.3% and mortgages below 6%.

Rent Now, Pay Later? The Housing Affordability Crisis Goes Fintech

and on May 3, 2026

Fintech companies are charging renters nearly $30 to borrow $600 for two weeks — costs consumer advocates say rival payday loans, with few federal guardrails to protect them.

Why Longer Car Loans Are Costing Buyers Thousands More

and on April 27, 2026

Nearly 35% of American car borrowers now hold loans longer than six years, paying an average $8,750 more in interest than those with shorter terms.

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