Borrow
Stop Waiting for the Perfect Mortgage Rate to Buy. There Isn’t One.
Medora Lee and USA TODAY on July 16, 2026
A quarter of Americans don’t know their FICO score, yet lenders use it to decide who gets 2026’s lowest mortgage rates.
Cash Back or Free Flights? Here’s How to Get the Most Out of Your Credit Card Rewards
Timothy Moore (The Penny Hoarder) on July 16, 2026
Here’s how to avoid the most common mistakes with rewards cards.
Dismantling Your Financial Watchdog Just Cost You $26.5 Billion — 6 Ways to Protect Yourself
Stacy Johnson CPA on July 16, 2026
The Trump administration weakened the referee guarding your checking account, credit report and credit cards. Here’s how to cover yourself now.
My Friend Debby Owes $40,000 on Her Credit Cards. As a CPA, Here Are the 7 Steps I Told Her to Take
Stacy Johnson CPA on July 10, 2026
She makes $65,000 and owes $40,000 on plastic. Here’s the honest plan I gave her — and the trap to avoid.
Will Borrowing Against Your Home Solve Your Cash Crunch — or Cause One?
Tiffani Sherman (The Penny Hoarder) on July 10, 2026
If you own a home, you may be sitting on a pile of cash.
Iran War Resumes. Will It Sway Mortgage Rates and Home-Buying Dreams?
Medora Lee and USA TODAY on July 9, 2026
Mortgage rates barely budged despite renewed Mideast conflict, but a 36-month streak of rising home prices may be the bigger obstacle.
Had It with Credit Card Rates? Here’s a Hack for Lowering Them
Daniel de Visé and USA TODAY on July 9, 2026
LendingTree found 84% of cardholders who asked for a lower interest rate got one, averaging a 6.3-point cut.
A Knowledge Gap, Not Just the Economy, Is Holding Back Homebuyers
Medora Lee and USA TODAY on July 7, 2026
59% of Americans don’t fully understand the homebuying process — and many don’t even know their own credit score.
Experts Urge Homebuyers to Do This at Least 5 Days Before Applying for a Mortgage
MTN Staff on July 3, 2026
Fail to act in time, and it could mean a frenzy of unwanted calls, but after reading this, you’ll have the power to prevent it.
US Dubs Theology Students as Non-Professional, Limits Loan Amounts
Marc Ramirez, Medora Lee and USA TODAY on July 1, 2026
A court fight to protect nursing students’ loans accidentally stripped theology grad students of their higher federal borrowing cap.
July to Start With Most Student Loan Changes in Decades. What to Know
Medora Lee and USA TODAY on July 1, 2026
New borrowers face loan caps and fewer repayment options, and some existing borrowers must act by key deadlines to keep forgiveness eligibility.
4 Ways the Government Just Made It Harder to Fight Credit Report Errors
Stacy Johnson CPA on June 30, 2026
The free tool that forces credit bureaus to fix their errors just got harder to use. Here’s your move.
Meg’s Family Is Drowning Financially. Their Mortgage Is Crushing Them, Car Payments Are Late and Her Husband Is Battling Depression. What Can They Do?
Kendall Blythe on June 30, 2026
Asking Reddit for advice put them on the right track. The replies were messy and blunt, but useful.
Car Repos Have Hit a 15-Year High: 5 Things to Do If You’re Behind on Payments
Stacy Johnson CPA on June 29, 2026
Repo men are busier than they’ve been since 2009. If you’re behind, here’s how to keep your car.
Court Halts Loan Caps on Some Grad Degrees. What Does It Mean for You?
Medora Lee and USA TODAY on June 26, 2026
A federal judge paused rules stripping nursing and health degrees from higher loan limits — but new federal borrowing caps still hit July 1.
5 Smart Moves to Raise Your Credit Score in Record Time
Stacy Johnson CPA on June 25, 2026
A lousy credit score can cost you thousands. Here are the fastest, proven strategies to boost your numbers right now.
Senate GOP Bats Down Last-Ditch Effort to Repeal New Student Loan Caps
Zachary Schermele and USA TODAY on June 25, 2026
With a July 1 deadline looming, a Senate vote failed to stop new federal caps on graduate school borrowing — including a $200,000 aggregate limit that excludes nursing programs.
Paying Too Much in Credit Card Interest? The Fix Is Super Simple (and Takes Minutes)
Mike Brassfield (The Penny Hoarder) on June 24, 2026
Not asking for some relief is a pricier mistake than ever.
Parent PLUS Borrowers Risk Forgiveness, Repayment Options After July 1
Medora Lee and USA TODAY on June 18, 2026
Parent PLUS loan holders who don’t consolidate into a Direct Consolidation Loan before July 1 will permanently lose access to income-driven repayment plans and Public Service Loan Forgiveness.
Do You Live in One of the Top 20 Cities for Household Credit Card Debt?
Kendall Blythe on June 17, 2026
Your city might top the credit card debt rankings — but is that bad news?
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