Here we go again: A brand-new year is right around the corner. And even if you’re not among the 68% of people who make financial New Year’s resolutions, you should still look ahead and plan some money moves for the new year.
At least, if one of your goals is to get richer — which is what we’ll be talking about in this week’s episode.
As usual, host Stacy Johnson is joined by financial journalist Miranda Marquit. This week, two of our favorite financial advisers return to talk about how you can make the most of your new year: Pam Krueger from Wealthramp and Erik Olson from Arete Wealth Advisors.
Remember, even though we sometimes talk about money and specific investments on this show, don’t take them as recommendations. Before investing in anything or making any other money moves, do your own research and make your own decisions.
You can watch this episode below, or if you’d prefer to listen, you can do that with the player at the top of this article or download the episode wherever you get your podcasts:
Money moves for a richer new year
No matter the time of year, you can improve your personal finances. We’ve got more than 15 ideas for you in the coming year. It’s the perfect time to reflect on how far you’ve come and make adjustments for what’s next. Check out our resources, articles and more about how to set yourself up for a prosperous year:
- Year-End Review: Evaluate Your Investments in 15 Minutes
- When to Pay for Financial Advice and How to Find the Right Adviser
- Is Now the Time for a Roth Conversion?
- How a Roth IRA Conversion Turns a Stock Market Plunge Into a Plus
- IRS Increases Limits for This Tax-Free Account for 2023
- 15 Habits of Highly Successful Investors
- How to Prepare Your Savings for a Recession
- This Is the Best Online Savings Account for 2022
- 7 Things You Should Know Before Investing in I Bonds
- Tax Strategies That Save You Money
- Plus, read Miranda’s article on crypto washing at Cult of Money
- Should You Pay Off Your Mortgage Early? Here’s How
- Should You Pay Off Your Mortgage? Ask These 5 Questions
- 4 Tips for Setting (and Sticking to) a Vacation Budget
- 4 Money Conversations to Have With Your Partner When You Budget
- 10 Tips to Travel Abroad on a Budget (for Weeks at a Time)
- 8 Budgeting Questions to Keep Your Spending in Check
- 11 Subscriptions You Might Want to Cancel Today
- Why Your Health Insurance Premiums Could Balloon in 2023
- 2 Reasons Car Insurance Costs May Jump 20%
- How Inflation Puts Your Homeowners Insurance at Risk
- Drivers Who Do This Shred Their Car Insurance Costs
- 10 Surprising Things That Home Insurance Covers
Meet this week’s guest, Pam Krueger
Pam Krueger is a recognized investor advocate and award-winning personal finance journalist and author.
She is the founder and CEO of Wealthramp, an adviser matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisers. It is the only adviser referral service that gives people full control over when and how they talk to their referred advisers.
Pam is also the creator and co-host of MoneyTrack and the podcast Friends Talk Money, now in its seventh season. MoneyTrack aired on 250-plus public stations on PBS from 2005 to 2019 and was funded by the Investor Protection Trust.
With more than 25 years in investor advocacy, Pam is one of the leading voices on financial literacy and financial empowerment. She’s been the recipient of two Gracie Awards for educating the public about personal investing and received the 2021 NAPFA Special Achievement Award for her work educating individuals about the value of fee-only financial advice.
In addition, Pam is an active volunteer member of the Retirement Income Committee at the Defined Contribution Institutional Investment Association (DCIIA), a nonprofit dedicated to enhancing the retirement security of America’s workers. She has also served on the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, where she created one of their most successful curricula available for K-12 teachers called Investing Pays Off For Kids.
Each year, she spends part of her time in San Francisco and lives in Cape Cod, Massachusetts.
Meet this week’s guest, Erik Olson
Erik Olson is a certified financial planner and former director of research and international field studies at the University of Michigan Ross School of Business’ Global Leadership Program. He also serves as a Chicago-based consultant to senior executives of global companies.
Erik moved from the research side to the client side, applying his analytical bent to the needs of individual clients for well-integrated, comprehensive financial planning and wealth management as an adviser at Arete Wealth Advisors. Erik can also be found on the Wealthramp network of fiduciary advisers.
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About the hosts
Stacy Johnson founded Money Talks News in 1991. He’s a CPA, and he has also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.
Miranda Marquit, MBA, is a financial expert, writer and speaker. She’s been covering personal finance and investing topics for almost 20 years. When not writing and podcasting, she enjoys travel, reading and the outdoors.