[Credit.com] “Rising student loan debt correlates to a decline in formation of small businesses, according to a study from the Federal Reserve Bank of Philadelphia.“
This story highlights a simple and serious problem: Graduating with a bunch of student loan debt makes it more difficult to borrow money to start a business. I’ve been talking for years about student loan debt and the national disgrace it represents. Here’s one more reason to hate it.
[The Dollar Stretcher] “In the war to win consumers’ dollars, advertisers bombard us with messages claiming that their products will make our teeth and gums cleaner, brighter and healthier. While sometimes true, often these advertising statements serve only to influence us into buying products with little or no benefit.”
This article discusses how many common oral hygiene products, like toothpaste and mouthwash, aren’t nearly as effective as the ads would have you believe. What makes it more interesting is that it was written by a dentist. Check it out, then see our post, “3 DIY Tips for Whiter Teeth.”
[The Penny Hoarder] “If you’re headed overseas soon, try these handy techniques to save money on transportation within a country or region, see the key sights economically and even save when you’re trying to get your hands on some local currency.”
This is definitely the year to see Europe, and this story offers advice on money-saving ideas, including where to prepurchase rail passes and sightseeing and city passes. It also has some tips to avoid rip-offs when changing currency. Planning an international trip anytime soon? Definitely give it a read.
[Debt.com] “Having a good credit score can help you save a lot of money over your lifetime, but many people find themselves with scores lower than they’d like because they don’t know how much everyday things can hurt their scores.”
We write a lot about raising your credit score, but extra advice never hurts. The five credit score killers mentioned in this post include ID theft, high credit card balances, late payments, applying for too much credit and closing credit accounts. Check out the article for details.
[Wise Bread] “I love a good hotel as much as the next guy. Unfortunately, many of those ‘good’ hotels cost a pretty penny (or a lot of points) to stay at for just a night. But, luckily for all of us, it’s a bright, big world out there, full of chic, hip hotels that won’t break the bank!”
If you’re interested in staying in a former Latvian military prison for $20 per night, this is your post. Other examples include a Swiss lodge that houses Huskies for 34 Francs per night, a Tunisian Star Wars set for $10 per night and a Dutch oil rig survival capsule for $78 per night.