30+ years of personal finance
Dollar Tree store21 of the Best Things to Buy at the Dollar Store
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6 Signs It’s Time to Fire Your Target-Date Fund

on October 26, 2026

Your employer picked it for you, and the fund company won’t tell you when to leave. Here’s how to know it’s time.

Bank of America’s CEO Says Customers Can Get ‘4%+’ on Spare Cash. Most Savings Accounts Don’t Come Close

on October 26, 2026

The typical U.S. savings account still pays well under 1%, and closing the gap comes down to one decision.

Social Security Payments Go Out Oct. 28. Who Gets One?

and on October 26, 2026

Payments on the fourth Wednesday go to beneficiaries born between the 21st and 31st, and SSI arrives two days early this month.

A Record 769,000 Fidelity Savers Are Now 401(k) Millionaires. What Changes When the Balance Is That Big?

on October 26, 2026

The tax break that helped the money grow comes due in retirement, on a schedule you do not fully control.

Is the American Dream Now a Brokerage Account?

and on October 25, 2026

Americans now hold 48.2% of their financial assets in stocks, more than double their share in real estate, Federal Reserve data shows.

Demand for Financial Advice Is ‘Accelerating,’ Says Schwab CEO. 4 Retirement Decisions to Ponder

on October 23, 2026

Few Schwab customers use its advice services today. The retirement decisions that come with a deadline show when getting help may be worth it.

Most Americans Are Wasting $2,000 a Year on Car and Home Insurance. Takes 10 Minutes to Fix. Costs Nothing to Check.

on October 22, 2026

The longer you stay loyal to your car and home insurer, the more they charge you. It’s called price walking — and it’s completely legal. Here’s how millions of Americans are beating them at their own game and keeping $2,000 more in their pocket every year.

The Treasury Is Holding Nearly $40 Billion in Savings Bonds Nobody Cashed

on October 22, 2026

They stopped earning interest years ago, and the government shut down the easiest way to find them. Here’s where to look now and the tax catch.

Dave Ramsey Says 8%. Morningstar Says Under 4%. Why the Gap?

on October 22, 2026

Experts have very different ideas about safe withdrawal rates. The one you choose could make a big difference to your retirement.

Billionaires Are Gifting Stock to Children. Is It a Trick or Treat?

and on October 22, 2026

Trump Accounts now accept billionaire stock gifts, but children can’t sell the shares for years and can’t turn them down, experts warn.

Turning 73 in 2026? Waiting on Your First RMD Could Put Two Withdrawals on One Tax Return

on October 22, 2026

The IRS grants a grace period on the first withdrawal. The second one keeps its original date.

50 or Older and Making More Than $150,000? Your 401(k) Catch-up Must Now Be Roth

on October 22, 2026

A rule in effect since Jan. 1 moves the tax break and changes the paycheck math. The test looks at last year’s pay.

Social Security Database Gets Major Cleanup. Does It Impact You?

and on October 21, 2026

The agency added 17 million dates of death and corrected 25 million citizenship entries, but most beneficiaries won’t see any change to their checks.

Lost Track of an Old 401(k)? Your Savings May Be Slipping Away

and on October 21, 2026

Automatic rollover IRAs often park forgotten 401(k) money in accounts earning 1% or 2% a year, where fees can outpace growth.

Gold in a Traditional IRA? The IRS Still Sets a Withdrawal Deadline, and Missing It Can Cost 25%

on October 21, 2026

Selling metal on a deadline isn’t the only way to satisfy the IRS. Here’s how to cover the full amount and leave the gold untouched.

5 Sources of Retirement Advice, Ranked From Worst to Best — and Only 1 Is the Gold Standard

on October 20, 2026

Not all retirement advice is equal. Some of it can wreck you financially.

The Gap Between Retirement Expectations and Reality — and How to Confidently Bridge It

on October 20, 2026

See what recent national surveys reveal about the actual cost of retirement and the difference a solid plan makes.

Want to Add Gold to Your IRA? Be Sure to Buy the Right Kind and Beware Collectibles

on October 20, 2026

It can be a smart way to diversify, but buy the wrong kind of gold, or store it the wrong way, and the purchase can mean a tax bill.

Could Trump Accounts Hurt Benefits for Children With Disabilities?

and on October 19, 2026

A $1,000 government seed deposit could push a disabled child past the $2,000 SSI asset cap, and the only fix has a hard deadline: the 18th birthday.

Gold Prices Slid, but Gold Fund Holdings Just Hit a Record. Here’s Who Keeps Buying

on October 19, 2026

The biggest buyers are not chasing a quick rebound, and their reasoning may matter more to your portfolio than the price.

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