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Social Security Protected From Student Loan Collections While Wage Garnishments Loom
Claire Monroe on June 4, 2025
Retirees on fixed incomes get a temporary reprieve from student loan collections, but working Americans with defaulted loans should prepare for wage garnishments starting this summer.
Why Your Credit Score Stays Low Despite Perfect Payment History
Logan Kirkby on June 4, 2025
Many Americans pay bills on time but still see little credit score improvement — here’s what really works for a stronger financial profile.
Mortgage Demand Falls Despite Lower Rates: What It Means for Homebuyers
Kendall Blythe on June 4, 2025
Homebuyers may finally have leverage. Learn how today’s slower market and rising inventory could help you negotiate a better deal or time your refinance wisely.
Fannie Mae Forecasts Mortgage Rates to Drop Below 6 Percent by Year End
Claire Monroe on June 3, 2025
Skeptical about lower mortgage rates? Here’s why experts say your next home loan could cost less than you think.
Deferred Payments, Accelerated Debt: the Buy Now, Pay Later Trap
Claire Monroe on June 3, 2025
These plans promise convenience, but can multiply your debt. Learn how these services really work, where the risks hide, and how to protect your finances.
15 Cities Where Homebuyers Can Get the Best Mortgage Rates in America
Jonathan Jones on June 3, 2025
Discover the major cities where homebuyers can secure mortgages at the best rates.
Confident yet Cautious: What Shoppers’ Mixed Signals Say About the Economy
Claire Monroe on June 3, 2025
A new era of strategic spending might just be the smartest response to today’s mixed economic signals.
Jamie Dimon Warns Bond Market Crisis Could Halt Lending to Small Businesses
Claire Monroe on June 3, 2025
A credit crunch could be brewing as bond market stress threatens small business lending, job stability, and economic growth.
No Rate Cuts in Sight As Trump’s Tariffs Keep Inflation Burning
Kendall Blythe on June 3, 2025
President Trump’s trade policies are adding to inflation, and the Federal Reserve is signaling no immediate relief for savers or borrowers.
Borrowing Just Got Pricier and U.S. National Debt Is a Big Reason Why
Claire Monroe on June 3, 2025
Rising federal debt drives up loan rates, which may force buyers to pay significantly more over time.
Trump Administration Halts Social Security Garnishments for Defaulted Student Loans
Kendall Blythe on June 3, 2025
A last-minute decision by the Education Department prevents automatic student loan deductions from Social Security checks for over 450,000 older borrowers.
Wells Fargo and Major Banks Face Federal Scrutiny Over Alleged Debt Collection Harassment
Kendall Blythe on June 3, 2025
Consumer complaints about relentless robocalls prompt regulators to review how banks pursue debt collection.
Don’t Mix Love and Loans: 9 Boundaries That Keep Finances From Ruining Friendships
Claire Monroe on June 3, 2025
Lending money to a loved one feels kind — until it backfires. Protect yourself and your relationships with these ground rules.
Fed Chair Powell Meets With White House As Rate Cut Pressure Builds
Kendall Blythe on June 2, 2025
A previously undisclosed White House meeting puts new focus on the Fed’s independence as calls for lower rates grow louder.
Social Security Checks Face June Cuts As Student Loan Garnishments Resume
Kendall Blythe on June 1, 2025
Your Social Security check could shrink by 15% starting June 3rd if you have defaulted on federal student loans.
Borrowers Beware, Savers Rejoice: The Government’s Debt Effect
Jacqueline Leppla on May 31, 2025
Higher government bond yields are pushing up the cost of mortgages, credit cards, and other loans — but they’re also delivering the best returns for savers in years. Here’s how to stay ahead.
Housing Market Chief Pulte Calls for Federal Reserve to Cut Interest Rates Now
Kendall Blythe on May 30, 2025
The public plea for immediate rate cuts highlights a growing strain on buyers and builders. Here’s what it reveals about where mortgage rates, and the housing market, may be headed next.
June Mortgage Rate Forecast Shows Continued Upward Trend
Jacqueline Leppla on May 30, 2025
Mortgage rates continue their slow climb, leaving buyers and refinancers with tough choices. Here’s how to stay financially smart as borrowing costs remain high.
From Chaos to Coverage: 6 Times Wedding Insurance Can Be a Lifesaver
Claire Monroe on May 29, 2025
Disasters strike without warning, but wedding insurance can turn near-catastrophes into happy endings on your big day.
LexisNexis Data Breach Exposes Social Security Numbers and Personal Data of 364,000 Americans
Claire Monroe on May 28, 2025
Your Social Security number, driver’s license, and address might already be in the hands of hackers — even if you’ve never heard of LexisNexis. Here’s what you can do now to protect yourself.
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